David Stansel
Saint Petersburg
Summary
Experienced Renewal Underwriter with a proven track record in risk assessment and documentation review. Skilled in building strong client relationships and ensuring compliance with underwriting guidelines to minimize losses.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Renewal Underwriter
Bridge Specialty Personal Lines
Saint Petersburg, FL
06.2019 - Current
- Analyzed and interpreted underwriting guidelines to ensure compliance with company standards.
- Assessed loss history and credit reports to inform underwriting recommendations.
- Evaluated risk factors for personal lines insurance applications to determine coverage eligibility.
- Collaborated with agents to gather necessary documentation for underwriting decisions.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Enhanced policyholder retention with personalized underwriting approaches tailored to individual needs.
Assistant Underwriter
Bass Underwriters Inc.
Saint Petersburg, FL
01.2012 - 08.2018
- Conducted risk assessments utilizing industry-standard tools and data analytics software.
- Analyzed insurance applications to assess risk and coverage needs.
- Collaborated with underwriters to streamline documentation processes and improve efficiency.
- Mentored junior staff on underwriting procedures and best practices, fostering team development.
- Responded to customer requests via telephone and email and effectively answered questions and inquiries.
Education
Bachelor of Science - Sports Management
Florida State University
Tallahassee, FL12-2011
Skills
- Underwriting guidelines
- Risk evaluation
- Application review
- Documentation review
- Policy management
- Renewing policies
- Risk management
- Risk mitigation
- Analyzing data
- Quality control
- Customer retention strategies
- Network development
Certification
- 0220 License- General Lines- Property and Casualty Insurance Agent - License # W860106 January 6th, 2025
- Licensed 0220 Agent - January 6th, 2025
Timeline
Renewal Underwriter
Bridge Specialty Personal Lines
06.2019 - Current
Assistant Underwriter
Bass Underwriters Inc.
01.2012 - 08.2018
Bachelor of Science - Sports Management
Florida State University