Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
Generic

Deborah Moreno

Le Mars

Summary

Dynamic leader with a strong background in collection strategy development and team management. Recognized for driving performance improvements and fostering collaboration to achieve organizational objectives.

Overview

2027
2027
years of professional experience

Work History

MEC

MCI/Mass Markets
Iowa City
02.2019 - Current

Coordinated member engagement initiatives to improve participation and satisfaction.

Supervised day-to-day operations for Nation Safe Driver, ensuring accuracy and efficiency.

  • Collaborated with diverse coworkers to resolve product and service issues effectively.
  • Contributed innovative solutions that enhanced team performance and outcomes.
  • Partnered with cross-functional teams to meet organizational objectives and drive success.

Insurance Agent

American Income Life Insurance Company
Omaha
08.2018 - 12.2018
  • Educated clients on policy features and claims processes to enhance understanding and confidence in their coverage.
  • Guided clients in selecting tailored insurance policies to meet their specific needs and preferences.
  • Conducted needs assessments to identify coverage gaps, providing tailored solutions for optimal protection.

Technical Support Representative

Vizio
Dakota Dunes
12.2017 - 07.2018
  • Diagnosed hardware and software issues for Vizio products effectively.
  • Troubleshot customer inquiries related to software and hardware issues.
  • Assisted customers with technical issues over the phone.

Collection Unit Manager

Premier Bankcard
Dakota Dunes
01.2005 - 11.2017
  • Supervised staff of 15 to 25 in collection department, enhancing operational efficiency.
  • Developed strategies that improved employee morale, motivation, and engagement levels.
  • Provided coaching and mentoring to staff members, fostering professional growth.

Customer Service Representative

MCI Telecommunications
Sgt Bluff
01.1990 - 01.2005
  • Delivered exceptional customer service by promptly addressing inquiries and effectively resolving issues to enhance customer satisfaction.
  • Managed high call volumes while maintaining professionalism and composure, contributing to a positive customer experience.
  • Developed effective sales techniques, consistently exceeding personal targets.
  • Supported supervisor with daily duties as lead representative, ensuring smooth operations and team accountability.

Assistant Manager

Gas-N-Shop
South Sioux City
03.2004 - 10.2004
  • Assisted in managing daily store operations and staff scheduling.
  • Trained new employees on customer service and operational procedures.
  • Handled inventory and balanced cash with sales receipts.

Portfolio Collection Representative

Premier Bankcard
  • Managed customer accounts to secure timely payments on outstanding balances, improving overall cash flow.
  • Documented customer interactions and payment agreements in system, facilitating efficient follow-up and resolution.
  • Communicated with clients via phone and email regarding payment arrangements.
  • Reviewed account histories to identify overdue payments and follow-up actions.
  • Educated customers on payment processes and settlement options, enhancing understanding and compliance.

Unit Manager Credit Teleservice

Premier Bankcard
  • Monitored team performance, identifying development needs to enhance skills and support.
  • Facilitated meetings to discuss team goals, challenges, and achievements regularly.
  • Assisted in recruitment efforts by participating in candidate interviews and evaluations.
  • Guided, coached, and mentored staff members to foster professional growth and team cohesion.
  • Actively participated in recruitment efforts by interviewing potential candidates.
  • Managed team of 15 employees, ensuring productivity through effective oversight and support.

Credit Teleservices Unit Administrator

Premier Bankcard
  • Facilitated onboarding for new employees by providing training and resources to ensure smooth integration.
  • Organized and managed office supplies and inventory to maintain optimal stock levels.
  • Monitored and maintained inventory levels of office supplies, placing orders to ensure availability.
  • Compiled monthly expenditure reports for departmental budget review purposes.

Credit Representative

Premier Bankcard
  • Assessed customer credit histories to establish eligibility for credit products, aiding informed lending decisions.
  • Informed customers about credit policies, terms, and benefits of financial products, enhancing their understanding and decision-making.
  • Entered relevant information into company's computer system, ensuring data accuracy for credit evaluations.

Education

Associate Degree in Banking And Finance -

Western Iowa Tech Community College
Sioux City, IA
05-1989

Skills

  • Member engagement
  • Customer relationship management
  • Policy analysis
  • Credit assessment
  • Collection strategy
  • Data analysis
  • Technical support
  • Problem solving
  • Attention to detail
  • Coaching and mentoring
  • Multitasking
  • Effective communication

Affiliations

  • Volunteered to donate my time by delivering home meals to individuals in need and worked with the Big Brother and Big Sister program.

Timeline

MEC

MCI/Mass Markets
02.2019 - Current

Insurance Agent

American Income Life Insurance Company
08.2018 - 12.2018

Technical Support Representative

Vizio
12.2017 - 07.2018

Collection Unit Manager

Premier Bankcard
01.2005 - 11.2017

Assistant Manager

Gas-N-Shop
03.2004 - 10.2004

Customer Service Representative

MCI Telecommunications
01.1990 - 01.2005

Portfolio Collection Representative

Premier Bankcard

Unit Manager Credit Teleservice

Premier Bankcard

Credit Teleservices Unit Administrator

Premier Bankcard

Credit Representative

Premier Bankcard

Associate Degree in Banking And Finance -

Western Iowa Tech Community College
Deborah Moreno