Summary
Overview
Work History
Education
Skills
Timeline
Generic

Debra D. Love

Maywood,IL

Summary

Jr. Underwriter with a strong understanding of underwriting principles and practices. Detail-oriented and analytical, capable of assessing risk and evaluating financial information. Skilled in reviewing loan applications, supporting senior underwriters, and ensuring compliance with lending guidelines. Demonstrated ability to contribute to the efficient and accurate processing of loan requests. Proactive team player with a commitment to maintaining high-quality standards in the underwriting process.

Overview

10
10
years of professional experience

Work History

Underwriting Analyst Sr.

PNC Bank, NA
04.2015 - 09.2023

Conducted initial reviews of individual loan files to verify credit, income, asset and relevant documentation for accuracy and conformance to program guidelines.

  • Worked directly with Mortgage Loan Officers and Market Managers to provide timely and accurate communication for required incomplete loan documentation.
  • Managed incomplete loan pipeline, to ensure appropriate written notification is sent to customers within established timeframes.
  • Identified and resolved exception requests and/or escalated appropriate requests to management.
  • Reviewed 8 -10 new loans per day and sent to underwriting, if all documents were received. If documents have not been received In 24 hours, letter of incompleteness is generated and sent to borrower request all missing documents.

Lending Services Processor

HKA STAFFING-MECU
07.2013 - 02.2015
  • Process Auto (Purchases, Refinances and Title Back), Personal and Visa loans; Review

dealership applications for funding; verify accuracy of paperwork, verifying information. Runs

NADA to obtain value of vehicle to insure collateral.

  • Calculated simple verifications of paystubs/wages, clear update/change conditions, responds

to member’s problems and requests.

  • Distribute final documents to prepare for funding.
  • Answer incoming phone calls and resolve issue/request from Dealerships, members and/or

peers. Prepares and maintain loan documents and files. Assist in training created policy and

procedure manual.

  • Assist clients in meeting underwriting conditions, compliance needs and customer service.
  • Perform all other duties requested or assigned, including clearing of certain Underwriting

conditions.

  • Examined incoming materials and compared to documentation for accuracy and quality.
  • Managed approximately 30 incoming calls, emails and faxes per day from customers.

Education

GED -

Malcom X College
Chicago, IL
04.2006

Skills

  • Understanding of Underwriting Principles
  • Analytical/Research Skills
  • Detailed Oriented
  • Risk Assessment
  • Loan Application Review
  • Agent support
  • Credit analysis
  • Flexible and Adaptable
  • Interpersonal Communication
  • Multitasking Abilities
  • Dependable and Responsible

Timeline

Underwriting Analyst Sr.

PNC Bank, NA
04.2015 - 09.2023

Lending Services Processor

HKA STAFFING-MECU
07.2013 - 02.2015

GED -

Malcom X College
Debra D. Love