Demetria Mitchell
Midlothian
Summary
Dynamic Senior Mortgage Underwriter at Infosys BPM with a proven track record in risk evaluation and compliance. Expert in mortgage review and property valuation, enhancing underwriting efficiency through process improvements. Adept at managing client relationships and collaborating across departments to ensure clarity and accuracy in decision-making.
Overview
13
13
years of professional experience
Work History
Senior Mortgage Underwriter
Infosys BPM
Midlothian
07.2021 - 12.2024
- Reviewed mortgage applications for completeness and compliance with underwriting guidelines.
- Evaluated credit reports to assess borrower risk and financial stability.
- Analyzed property appraisals to determine value and ensure investment security.
- Collaborated with loan officers to clarify borrower information and documentation needs.
- Implemented process improvements to enhance underwriting efficiency and accuracy.
- Communicated decisions effectively to stakeholders, ensuring clarity in the underwriting process.
Tax Preparer
Gurant33d Taxes
Midlothian
01.2012 - 04.2023
- Prepared individual and corporate tax returns for diverse clientele.
- Reviewed client financial documents for accuracy and completeness.
- Utilized tax preparation software to streamline filing processes.
- Provided guidance on tax regulations and compliance requirements.
- Assisted clients with tax planning strategies to optimize returns.
Mortgage Underwriter
Sutherland Global Service
Houston
09.2012 - 11.2020
- Evaluated mortgage applications for risk assessment and compliance with guidelines.
- Analyzed financial documents to determine borrower eligibility and creditworthiness.
- Communicated with loan officers to clarify application details and missing information.
- Reviewed appraisals to ensure property values aligned with loan requests.
- Implemented underwriting policies to enhance consistency in decision-making processes.
Education
High School Diploma -
DeSoto High School
DeSoto, TX05-2003
Skills
- Mortgage review and assessment
- Risk evaluation
- Loan processing oversight
- Compliance with underwriting standards
- Valuation analysis of properties
- Analysis of financial documents
- Tax regulation adherence
- Management of client relationships
- Detail-oriented approach
- Interdepartmental collaboration
Timeline
Senior Mortgage Underwriter
Infosys BPM
07.2021 - 12.2024
Mortgage Underwriter
Sutherland Global Service
09.2012 - 11.2020
Tax Preparer
Gurant33d Taxes
01.2012 - 04.2023
High School Diploma -
DeSoto High School
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