Derek McGowan
Kansas City,MO
Summary
Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Overview
8
8
years of professional experience
Work History
Loan Officer
NEXA Mortgage
Chandler, AZ
03.2022 - Current
- Explained various types of loans available to customers and their associated terms and conditions.
- Analyzed financial data to determine the feasibility of granting loans.
- Counseled clients on debt management and repayment plans.
- Verified accuracy of loan documents prior to approval.
- Developed and maintained relationships with potential customers to increase loan business.
- Negotiated terms and conditions of loan contracts.
- Provided customer service support throughout the entire process from application through closing.
Loan Officer
American Neighborhood Mortgage Acceptance Company
Mount Laurel, NJ
03.2021 - 12.2022
- Conducted risk analysis to identify potential losses associated with certain loans.
- Attended periodic training sessions related to consumer lending operations.
- Prepared reports detailing loan portfolio performance metrics.
- Explained various types of loans available to customers and their associated terms and conditions.
Loan Officer
American Mortgage Solutions
Cape Coral, FL
12.2021 - 03.2022
- Conducted risk analysis to identify potential losses associated with certain loans.
- Attended periodic training sessions related to consumer lending operations.
- Explained various types of loans available to customers and their associated terms and conditions.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Delivered high levels of customer service to facilitate smooth processes.
Loan Officer
NBKC Bank
Kansas City, MO
04.2018 - 03.2021
- Conducted risk analysis to identify potential losses associated with certain loans.
- Attended periodic training sessions related to consumer lending operations.
- Prepared reports detailing loan portfolio performance metrics.
- Explained various types of loans available to customers and their associated terms and conditions.
Loan Officer
Mortgage Lenders of America
Overland Park , KS
06.2016 - 04.2018
- Conducted risk analysis to identify potential losses associated with certain loans.
- Attended periodic training sessions related to consumer lending operations.
- Researched account issues as needed when discrepancies arise between borrower records and actual payment history.
- Participated in community events to promote bank's consumer lending services.
- Responded promptly to customer inquiries regarding their accounts or other matters related to consumer lending operations.
Education
BBA - Finance
Park University
Kansas City, MO05-2013
BBA - Finance
Georgia College And State University
Milledgeville, GASkills
- Equifax Application Engine
- Collections proficiency
- Financial planning expert
- Bottom Line LoanMaster Loan Servicing
- Customer service-focused
- Relationship building and management
Timeline
Loan Officer
NEXA Mortgage
03.2022 - Current
Loan Officer
American Mortgage Solutions
12.2021 - 03.2022
Loan Officer
American Neighborhood Mortgage Acceptance Company
03.2021 - 12.2022
Loan Officer
NBKC Bank
04.2018 - 03.2021
Loan Officer
Mortgage Lenders of America
06.2016 - 04.2018
BBA - Finance
Park University
BBA - Finance
Georgia College And State University