Derrick Pete
Colorado Springs,CO
Summary
Commercial Finance Professional experienced in credit analysis and loan structuring. Managed 80-120 deals monthly while evaluating financial statements and mitigating risk, contributing to revenue growth and ensuring regulatory compliance. Focused on leveraging financial expertise in a Commercial Relationship Manager role.
Overview
6
6
years of professional experience
Work History
Finance Manager
Arapahoe Kia
Colorado Springs, USA
01.2021 - Current
- Managed commercial and consumer auto financing, overseeing 80–120 deals per month, generating ~$1.5M annually.
- Negotiated loan terms with regional and national banks, enhancing approval rates and profitability.
- Maintain strong relationships with lenders and clients, ensuring repeat business and portfolio stability.
- Drove revenue growth through strategic presentations of finance products and value-added services.
- Support sales leadership in deal structuring, pricing strategy, and team performance management.
- Analyze financial statements, credit reports, and tax returns to determine borrower risk and structure financing solutions.
- Ensure full compliance with federal, state, and institutional lending regulations.
Education
Bachelor of Science - Marketing Concentration
University of Phoenix
Tempe, AZSkills
- Loan structuring
- Commercial Credit Analysis
- Credit Risk Analysis
- Financial statement analysis
- Regulatory Compliance
- Small Business & Consumer Lending
- Revenue optimization
- Negotiation skills
- Client relationship management
- Risk management
Cover Letter
02/24/26, Hiring Manager, KeyBank, Colorado Springs, CO, I am excited to apply for the Commercial Relationship Manager position at KeyBank. With 4+ years as a Finance Manager at Arapahoe Kia, I have developed extensive experience in commercial and small business lending, financial statement analysis, loan structuring, and portfolio management—skills directly aligned with this role., In my current role, I manage 80–120 financing deals per month totaling approximately $1.5 million annually, reviewing P&Ls, balance sheets, and tax returns to assess creditworthiness and structure profitable lending solutions. I maintain strong relationships with lenders and clients while ensuring full regulatory compliance, driving revenue growth, and supporting leadership in deal structuring and performance management., I am confident that my expertise in credit analysis, client advisory, and portfolio growth will allow me to contribute immediately to KeyBank’s commercial banking team. I would welcome the opportunity to discuss how my experience aligns with your goals and help drive success for your clients., Thank you for your time and consideration., Sincerely,, Derrick Pete
Timeline
Finance Manager
Arapahoe Kia
01.2021 - Current
Bachelor of Science - Marketing Concentration
University of Phoenix