Diane Giovinazzo
Longport
Summary
Detail-oriented mortgage loan officer with expertise in loan processing, financial analysis, and regulatory compliance. Proven track record of guiding clients through the mortgage process while delivering exceptional customer service and education. Strong analytical skills enhance decision-making and risk assessment in loan approvals.
Overview
30
30
years of professional experience
Work History
Mortgage Loan Officer
Univest Bank and Trust Co.
Souderton
06.2022 - Current
- Advised clients on customized mortgage options and terms for informed decision-making.
- Managed loan processing from application to closing with meticulous attention to detail.
- Assessed borrower applications to determine loan eligibility and highlight associated risks for informed lending decisions.
- Conducted thorough financial analyses to ensure compliance with lending guidelines.
- Instructed clients on mortgage procedures and documentation requirements to facilitate smooth loan processing.
Mortgage Loan Officer
PrimeLending
West Chester
03.2016 - 06.2022
- Assessed loan applications to determine eligibility based on credit and financial history, facilitating informed lending decisions.
- Guided clients in completing mortgage applications and gathering necessary documentation to ensure accurate submissions.
- Explained mortgage products and services to clients, enhancing their understanding and confidence in their choices.
- Provided guidance on mortgage options tailored to individual client needs.
- Maintained up-to-date knowledge of industry regulations and trends affecting lending practices.
Mortgage Loan Officer
National Penn Bank
Boyertown
10.2014 - 03.2016
- Assessed loan applications to determine eligibility based on credit profiles and financial circumstances.
- Guided clients through mortgage application process and organized necessary documentation.
- Explained mortgage products and services to clients, ensuring comprehensive understanding of options.
- Collaborated with underwriters to expedite the loan approval process efficiently.
Mortgage Loan Officer
Citizens Bank
Conshohocken
01.2014 - 10.2014
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Educated customers on various aspects of mortgage financing options available.
- Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
Mortgage Loan Officer
Santander Bank
Newtown
09.1996 - 01.2014
- Cultivated relationships with real estate agents, builders, and referral sources to generate business leads.
- Educated customers on various aspects of mortgage financing options available.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Met with applicants to obtain information for loan applications and answer questions about the loan process.
- Resolved borrower complaints in a timely manner while providing excellent customer service.
- Analyzed new markets and built referral networks, resulting in the identification of loan prospects.
Education
High School Diploma -
Cardinal Dougherty High School
Philadelphia, PA05-1978
Skills
- Loan processing and regulatory compliance
- Financial analysis and risk assessment
- Mortgage advising and customer relationship management
Timeline
Mortgage Loan Officer
Univest Bank and Trust Co.
06.2022 - Current
Mortgage Loan Officer
PrimeLending
03.2016 - 06.2022
Mortgage Loan Officer
National Penn Bank
10.2014 - 03.2016
Mortgage Loan Officer
Citizens Bank
01.2014 - 10.2014
Mortgage Loan Officer
Santander Bank
09.1996 - 01.2014
High School Diploma -
Cardinal Dougherty High School