Donald Fleming
St Louis,MO
Summary
Dynamic credit analyst with a proven track record at Stifel Bank and Trust, specializing in portfolio management and financial operations enhancement. Recognized for driving client satisfaction through innovative solutions, effective team training, and strategic underwriting. Core competencies include financial assessment, revenue opportunity identification, and risk reduction strategies. Committed to leveraging expertise to further optimize financial processes and client outcomes.
Overview
12
12
years of professional experience
Work History
Security Analyst/Lender
Stifel Bank and Trust
St Louis, MO
03.2022 - Current
- Verified client financial information to determine creditworthiness and loan eligibility.
- Performed detailed analysis of customer accounts to identify potential opportunities to increase revenue or reduce risk.
- Analyzed brokerage accounts and determined release and maintenance rates for stocks, bonds, etc.
- Underwrote lines of credit for high-net-worth clients.
- Oversaw the transfer of lines of credit from contra institutions through the use of Debit Advance Letters.
- Issued margin calls.
- Developed loan contracts and explained contract terms to clients.
Operations Manager, Banking Finance
Stifel Bank and Trust
St Louis, Missouri
07.2019 - 02.2022
- Trained staff on new banking systems, technologies, procedures, and best practices.
- Provided guidance on regulatory requirements applicable to banking operations.
- Reviewed existing financial reports for accuracy and completeness of information.
- Aided senior leadership during executive decision-making process by generating daily reports to recommend corrective actions and improvements.
- Identified areas of improvement in existing processes and implemented changes accordingly.
Mover
College Hunks Hauling Junk & Moving
St Louis, MO
08.2013 - 08.2018
- Transported furniture, appliances, boxes and other items from one location to another in a timely manner.
- Moved customer boxes to and from trucks, working quickly to maintain schedules.
- Coordinated pick-ups and deliveries with clients.
- Provided customers with advice on how best to pack their belongings for safe transport.
- Assisted in estimating costs and timeframes for moving projects.
Education
Bachelor of Arts - Business Administration
Missouri Baptist University
St. Louis, MO05-2018
Skills
- Portfolio management
- Credit scoring
- Credit analysis
- Loan origination
- Interest rate setting
- Financial assessment
- Collateral evaluation
- Underwriting expertise
Affiliations
- Volleyball (beer league included)
- Working out (hate cardio)
References
References available upon request.
Timeline
Security Analyst/Lender
Stifel Bank and Trust
03.2022 - Current
Operations Manager, Banking Finance
Stifel Bank and Trust
07.2019 - 02.2022
Mover
College Hunks Hauling Junk & Moving
08.2013 - 08.2018
Bachelor of Arts - Business Administration
Missouri Baptist University
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