Eda Balgobin

• I fostered enhanced partnerships with external stakeholders through prompt communication and teamwork. I ensured efficient month-end closings by reconciling accounts and resolving discrepancies quickly. I refined financial reporting to support decision-making with clear, concise analyses and summaries. I educated junior analysts on best practices in financial modeling, thereby enhancing the team's capabilities. I conducted in-depth financial analyses to identify operational changes, trends, and areas for improvement. I contributed to successful deal-making by creating comprehensive financial models and projections. I increased profitability by proposing cost-saving measures and strengthened cash flow management by meticulously tracking accounts receivable. Additionally, I mentored junior analysts, promoting their professional development and improving overall team performance.

Opened and closed the store, which included counting cash, opening and closing cash registers, and creating staff assignments. Received and processed cash and credit payments for in-store purchases. Placed special merchandise orders for customers. Demonstrated that customers come first by serving them with a sense of urgency. Worked as a team member to provide the highest level of service to customers, fostering an inviting culture. Maintained friendly and professional customer interactions. Exceeded targeted sales goals by 200%.

• Conducted maintenance for Treasury Management Auto-pay system
  Generated financial analysis reports for commercial real estate, borrower financial statements, lease assessments, and market research
  Managed the loan origination process, include procurement of credit reports, appraisals, and preliminary title reports
  Offered professional financial guidance on mortgages, educational loans, and personal loans
  Upheld strictest confidentiality regarding bank records and client information
  Guided clients in choosing suitable loan products, enhancing customer satisfaction.

• Performed daily maintenance of loan applicant database
• Assisted senior-level credit officers with complex loan applications
• Performed ceiling maintenance of Treasury Management Auto-pay product
• Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports
• Researched insurance information and flood certificates
• Negotiated contracts with outside providers to minimize costs to company and customers
• Built partnerships with local organizations to increase company offerings and improve services
• Examined Deeds of Trust to determine grantor, grantee, trustee and loan amount
• Accurately utilized Redline format to draft and review General Counsel agreements.