Seasoned underwriter offering 45 years of commerical insurance expertise. Well-versed in insurance laws with success in mitigating risk and controlling loss through comprehensive analysis, policy negotiation and service delivery.
Overview
47
47
years of professional experience
Work History
Insurance Underwriter
AmWINS Access Insurance Services
HOPKINGTON, MA
01.2015 - Current
Supported review and acceptance or denial of new or renewal business.
Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
Property /Casualty Underwriter
Insurance Innovators
Hopedale, MA
03.2013 - 09.2015
Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
Assisted UNDERWRITERS by calculating group and individual renewal rates based on customers' background, industry and demographic information.
Examined potential loss stemming from catastrophe, severity or frequency of possible loss.
Operations Manager /Commercial Lines Underwriter
Continental Agency Of RI
Warwick, RI
01.1996 - 03.2013
Managed purchasing, sales, marketing and customer account operations efficiently.
Assessed new and renewal applications for financial liabilities and risk levels.
Examined potential loss stemming from catastrophe, severity or frequency of possible loss.
Demonstrated respect, friendliness and willingness to help wherever needed.
Commercial Underwriter
SWARTZ AND CORCORAN
PROVIDENCE , RI
01.1986 - 01.1996
Examined potential loss stemming from catastrophe, severity or frequency of possible loss.
Met with customers, agents and brokers to negotiate coverage, price and service delivery.
Commercial Lines Rater
Aetna
PROVIDENCE, RI
02.1976 - 06.1985
Carried out day-day-day duties accurately and efficiently.
Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
Developed and maintained courteous and effective working relationships.
Education
High School Diploma -
Central High
Providence, RI
06.1974
Skills
Service Delivery
Production Goals
Social Perceptiveness
Efficient Service
Commercial Insurance
Pricing Policies
Information Updates
Liability Determinations
Business Growth
Company Standards
Insurance Knowledge
Timeline
Insurance Underwriter
AmWINS Access Insurance Services
01.2015 - Current
Property /Casualty Underwriter
Insurance Innovators
03.2013 - 09.2015
Operations Manager /Commercial Lines Underwriter
Continental Agency Of RI
01.1996 - 03.2013
Commercial Underwriter
SWARTZ AND CORCORAN
01.1986 - 01.1996
Commercial Lines Rater
Aetna
02.1976 - 06.1985
High School Diploma -
Central High
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