Elisha McDaniel
Kountze,TX
Summary
Finance and mortgage operations professional with 10+ years of experience in residential lending, consumer banking, loan processing, credit analysis, and financial services. Proven ability to manage high-volume loan pipelines, review borrower documentation, support underwriting, ensure compliance, and improve operational efficiency. Recognized for leadership, accuracy, customer service, and cross-functional collaboration.
Overview
11
11
years of professional experience
Work History
Mortgage Loan Processor
Canopy Mortgage
Lumberton, TX
10.2023 - Current
- Processed over 50% of branch's monthly mortgage loan volume, contributing to overall branch performance
- Reviewed income, assets, employment, tax returns, credit reports, and borrower documents to ensure underwriting readiness
- Prepare complete loan files and manage conditions through final approval and closing
- Coordinate with loan officers, underwriters, title companies, appraisers, insurance providers, and borrowers
- Maintain accurate records in the Loan Origination System and ensure audit readiness
- Resolve documentation issues, balance closing figures, and help prevent funding delays
- Delivered exceptional customer service while managing a high-volume pipeline, enhancing client satisfaction
Mortgage Loan Specialist Manager
Republic State Mortgage Co.
Beaumont, TX
09.2019 - 10.2023
- Supervised and coached team of four Loan Specialists, increasing team output and efficiency
- Managed on average 100+ incoming calls, emails and faxes per day from affiliates
- Reviewed borrower documentation to determine loan eligibility, facilitating timely underwriting decisions
- Reviewed borrower documentation to determine loan eligibility and support underwriting decisions
- Ensured compliance with investor, state, and federal lending guidelines
- Prioritized pipelines and monitored underwriting conditions to keep loans moving efficiently
- Collaborated with internal teams and external partners to streamline mortgage operations, enhancing workflow
- Trained employees on lending regulations, mortgage procedures, and customer service standards
Loan Officer / Financial Solutions Specialist
Eastex Credit Union
Evadale, TX
08.2015 - 09.2019
- Originated consumer loans by evaluating creditworthiness, income, debt-to-income ratios, and collateral
- Educated members on lending products and credit solutions, enhancing their financial literacy
- Opened checking, savings, and loan accounts, facilitating access to essential financial services
- Processed disclosures, rate locks, and fee waivers, ensuring compliance with banking regulations and supporting customer needs
- Resolved complex account issues and managed collections, repayment arrangements, and delinquent accounts
- Trained new employees on lending systems, compliance, collections, and customer service
- Assisted with internal audits and maintained compliance with security procedures and internal controls
Education
High School Diploma -
Victory Christian Academy
DeSoto, TX05.2011
Some College (No Degree) - Bachelor of Science in Nursing
Lamar University - No Degree
Beaumont, TXSkills
- Mortgage Loan Processing
- Consumer/Residential Lending
- Credit/Financial Analysis
- Loan Pipeline Management
- TRID, RESPA, HMDA
- Team Leadership
- Training & Development
- Loan Origination Systems (LOS)
- Microsoft Office Suite (Excel, Outlook, Word)
- Customer Relationship Management (CRM)
Accomplishments
- Processed more than 50% of branch mortgage loan volume
- Increased team productivity by 80% through workflow improvements and coaching
- Consistently met funding and closing deadlines
- Maintained compliance with federal, state, and investor lending guidelines
- Built 10+ years of experience in mortgage and banking operations
Languages
English
Native or Bilingual
Timeline
Mortgage Loan Processor
Canopy Mortgage
10.2023 - Current
Mortgage Loan Specialist Manager
Republic State Mortgage Co.
09.2019 - 10.2023
Loan Officer / Financial Solutions Specialist
Eastex Credit Union
08.2015 - 09.2019
Some College (No Degree) - Bachelor of Science in Nursing
Lamar University - No Degree
High School Diploma -
Victory Christian Academy
ADDITIONAL INFORMATION
- Authorized to work in the United States
- Valid Driver's License
- Notary Public - State of Texas