Meticulous and analytical professional with 25+ years of Consumer loan processing experience. Efficient and focused with strong work ethic. Good written and verbal communication skills. Professional and effective management of client requirements. Creative thinker, high level of integrity.
Experienced with consumer loan processing, including document verification and compliance checks. Utilizes strong organizational skills to manage multiple loan applications seamlessly.
Overview
32
32
years of professional experience
Work History
Consumer Loan Processor
America's Christian Credit Union
Glendora, Ca
06.2025 - Current
Processed consumer loan applications, ensuring compliance with financial regulations and internal policies.
Responsible for communication via e-mail, phone,hubspot ans postal mail between members, consumer underwriters,management, 3rd party partners and internal stakeholders through out the consumer loan origination process.
Collaborated with underwriters to resolve discrepancies and expedite loan approvals efficiently.
Maintained accurate records of loan processing activities in proprietary software systems.
Monitor various loan queues to ensue applications are expedited through the consumer loan origination process.
Responsible for the consumer loan funding function, including preparation and review of loan packets for accuracy and completeness and disbursal of loan proceeds.
Conduct monthly audits of loan files for quality assurance and correct/resolve any findings so all loan files pass NCUA/DFPI Examinations.
Maintain a working knowledge of current loan fraud trends, leveraging internal tools and resources to review applications for potential fraud.
LOAN PROCESSOR III
MUFG UNION BANK
11.2000 - 04.2023
Work closely with Underwriters and Branch officers in the collection of data such as current income documents and Insurance documentation.
Communicate with clients and discuss the pre-approval and go over the terms and conditions of the credit request.
Order the Title, and Appraisal and complete the review of both documents to ensure they are clear to proceed with the credit application.
Ensure all documentation and requirements were received and all credit guidelines are met.
AUTO LEASE PROCESSOR
UNION BANK
09.1996 - 10.2000
Complete verification of Auto Insurance
Ensure terms on the Lease contract match the terms offered by the bank.
Assist with maintaining an effective working relationship with Underwriters and Finance officers with all dealerships.
Complete the funding and disbursement of checks in the closing department.
BANK TELLER
UNION BANK
10.1995 - 08.1996
Assisting clients with deposits and withdrawals
Opening checking and savings accounts
BANK TELLER, MERCHANT VAULT TELLER
DOWNEY SAVINGS & LOAN
09.1993 - 08.1995
Assisting clients with deposits and withdrawals.
Assisting business clients with deposits, withdrawals and fulling orders of currency.
Balancing the ATM machines
Supplying the tellers with cash orders.
Education
High School - Accounting I, Cabrillo Lane Education Center
GAHR HIGH SCHOOL
01.1993
Amfasoft Corporation
09-2025
Skills
10- Key touch
Typing 70 Words per minute
Bilingual fluent in Spanish
Loan closing procedures
Risk assessment capabilities
Professionalism and ethics
Continuous improvement mindset
Loan processing expertise
Workflow management experience
Banking industry awareness
Processing procedures
Teamwork and collaboration
Customer service
Attention to detail
Dedicated work ethic
Loan servicing
Data entry
File management
Languages
Spanish
Professional Working
Timeline
Consumer Loan Processor
America's Christian Credit Union
06.2025 - Current
LOAN PROCESSOR III
MUFG UNION BANK
11.2000 - 04.2023
AUTO LEASE PROCESSOR
UNION BANK
09.1996 - 10.2000
BANK TELLER
UNION BANK
10.1995 - 08.1996
BANK TELLER, MERCHANT VAULT TELLER
DOWNEY SAVINGS & LOAN
09.1993 - 08.1995
High School - Accounting I, Cabrillo Lane Education Center