Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
SalesAssociate
Elizabeth Melamet

Elizabeth Melamet

Bal Harbour,FL

Summary

Experienced mortgage underwriting professional with meticulous attention to detail and strong commitment to accuracy. Skilled in evaluating risk and ensuring compliance with regulatory standards, resulting in streamlined loan approval processes. Demonstrated success in assessing loan applications and ensuring adherence to lending guidelines. Proficient in analyzing financial documents and collaborating effectively with team members to achieve shared goals. Consistently maintains robust pipelines and delivers quick turnaround times.

Overview

27
27
years of professional experience

Work History

Senior Mortgage Loan Originator

Miami Mortgage Consultants
01.2017 - Current
  • Originate loans for foreign nationals and domestic borrowers
  • Match the applicant with the most suitable lending program
  • Underwrite and analyze loan packages and review income, assets and credit to ensure it meets the required guidelines
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Revisit prior loans to review and clear requested conditions
  • Approve, counter, or deny loan files
  • Condition files for missing/supporting documentation

Mortgage Loan Originator

Yale Mortgage Funding
01.2014 - 12.2016
  • Originated, processed and underwrote residential and commercial loans
  • Analyzed submitted loans to ensure it meets loan program guidelines and requirements
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Worked with underwriters to fix application problems and resolve issues.

Branch Manager

Sunwest Mortgage Company
06.2013 - 12.2013
  • Directed origination of residential mortgage loans
  • Evaluated and implemented appropriate new sales techniques to increase the team's sales volume
  • Coached sales team to optimize production opportunity
  • Identified and developed new business sources within the market
  • Built team strategy for capturing business from potential referral sources

Senior Mortgage Loan Officer

A & D Mortgage
07.2012 - 06.2013
  • Networked through professional, business and community organizations and activities to promote and market loan products
  • Evaluated loan requests, analyzed financial data, and determined qualification of collateral and customer credit history
  • Structured loans to comply with acceptable lending practices and Federal regulations
  • Review and reconcile loan applications to ensure loan meets program requirements

President / Principal / Broker

Miami Mortgage Consultants
01.1998 - 01.2010
  • Originated investment quality loans and portfolio loans by marketing the Bank's residential mortgage products to real estate agents, builders, developers, homebuyers and others
  • Established detailed marketing / business plan including names of potential and existing loan customers, realtors, builders, developers and frequency of contact
  • Made sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business

Education

B. S. - Computer Science

Universidad de Belgrano

Mortgage Loan Originator

Goldcoast School of Real Estate

Real Estate Salesperson

Goldcoast School of Real Estate

Skills

    Real Estate financial expertise

    Underwriting and processing

    Non-QM and foreign national

    Effective pipeline management

    Policies and procedures development

    Proficiency with mortgage credit analysis

    Strong organization and communication

    Knowledge of regulatory guidelines

    Experience in the lending industry

    Attention to detail and strong analytical

Certification

  • Nationwide Mortgage Licensing System & Registry (NMLS), 372992
  • Real Estate Sales Associate, 3021692
  • Community Association Manager, 35577

Languages

Spanish
Native or Bilingual

Timeline

Senior Mortgage Loan Originator

Miami Mortgage Consultants
01.2017 - Current

Mortgage Loan Originator

Yale Mortgage Funding
01.2014 - 12.2016

Branch Manager

Sunwest Mortgage Company
06.2013 - 12.2013

Senior Mortgage Loan Officer

A & D Mortgage
07.2012 - 06.2013

President / Principal / Broker

Miami Mortgage Consultants
01.1998 - 01.2010

B. S. - Computer Science

Universidad de Belgrano

Mortgage Loan Originator

Goldcoast School of Real Estate

Real Estate Salesperson

Goldcoast School of Real Estate

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Elizabeth Melamet