Summary
Overview
Work History
Education
Skills
Timeline
Generic

Susan Moede

Indianola,IA

Summary

Talented Mortgage Loan Specialist with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills and willing to take on added responsibilities to meet team goals.

Overview

14
14
years of professional experience

Work History

Senior Mortgage Loan Originator

Gershman Mortgage
11.2019 - Current
  • Conducted thorough analyses of applicant financial information to ensure accurate risk assessment and mitigate potential losses.
  • Increased client retention rates by providing exceptional post-closing support and fostering long-term relationships with borrowers.
  • Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
  • Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
  • Collaborated with underwriters to expedite loan approvals and resolve any issues or discrepancies during the review process.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.

CFO

Toy Box Construction Inc
07.2018 - Current
  • Oversee budgets, payroll, and accounts payable and receivable.
  • Reduce operational costs by identifying areas for improvement and implementing cost-saving measures across various departments.
  • Prepare accurate financial statements at end of quarter to summarize financial health and business performance.
  • Conduct detailed analysis of company financial information and oversaw preparation of related reports.
  • Led budgeting process, collaborating with department heads to allocate resources strategically and ensure alignment with organizational goals.
  • Collaborate cross-functionally with other departments to drive process improvements that positively impacted bottom-line results.
  • Track cash flow and financial planning to analyze company's financial strengths and weaknesses and propose strategic directions.
  • Oversee business-wide changes to modernize procedures and organization.

Mortgage Branch Manager

American Nationwide Mortgage Company Inc.
06.2018 - 11.2019
  • Managed a team of loan officers, ensuring high performance and achieving monthly sales goals.
  • Developed strong relationships with realtors, builders, and financial professionals to grow referral network for new business opportunities.
  • Optimized staff productivity levels through regular performance evaluations coupled with constructive feedback sessions for continuous improvement purposes.
  • Implemented training programs to enhance team''s knowledge of industry regulations, best practices, and product offerings.

Senior Mortgage Loan Originator

Cardinal Financial Corp
10.2017 - 06.2018
  • Evaluated complex borrower profiles to determine creditworthiness and make informed lending decisions.
  • Collaborated with underwriters to expedite loan approvals and resolve any issues or discrepancies during the review process.
  • Assisted clients in selecting appropriate mortgage products based on their financial goals and qualifications.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.

Senior Mortgage Loan Originator

Premier Lending Alliance
09.2010 - 10.2017
  • Assisted several Credit Union's members with mortgage loan services.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Identified opportunities to cross-sell and upsell loan products to customers for my Credit Union accounts.
  • Proactively identified solutions for customers experiencing credit issues.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Developed and maintained relationships with customers, lenders and other third parties.

Education

Associate of Arts - Accounting

Scott Community College
Bettendorf, IA

Skills

  • Loan origination expertise
  • Documentation Review
  • Credit analysis
  • Underwriting knowledge
  • Loan Processing
  • Licensed Mortgage Loan Originator
  • Problem-Solving
  • Multitasking Abilities
  • Financial Accounting

Timeline

Senior Mortgage Loan Originator

Gershman Mortgage
11.2019 - Current

CFO

Toy Box Construction Inc
07.2018 - Current

Mortgage Branch Manager

American Nationwide Mortgage Company Inc.
06.2018 - 11.2019

Senior Mortgage Loan Originator

Cardinal Financial Corp
10.2017 - 06.2018

Senior Mortgage Loan Originator

Premier Lending Alliance
09.2010 - 10.2017

Associate of Arts - Accounting

Scott Community College

Similar Profiles

CREATE PROFILE
Susan Moede