Summary
Overview
Work History
Education
Skills
Hobbies
Timeline
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Emilie DeMarco

Springville,UT

Summary

Escrow officer with 13+ years of title company escrow experience to facilitate closing process from acceptance of purchase contract through issuance of title insurance policy. Familiar with standard concepts, practices and procedures within escrow and title industry. Completes property transactions while delivering high level of expertise and impressive customer service to clients.

Overview

18
18
years of professional experience

Work History

Escrow Officer

Cottonwood Title
03.2017 - Current
  • Opened incoming orders and set up escrow files within 30 minutes of receiving purchase agreement.
  • Examined purchase and sale agreement for potential items of concern and addressed immediately.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Managed real estate closing process in compliance with applicable standards and legal requirements.
  • Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.
  • Communicated requirements and title exception information to clients.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
  • Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.

Escrow Officer

GT Title
12.2014 - 03.2017
  • Examined purchase and sale agreement for potential items of concern and addressed immediately.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Managed real estate closing process in compliance with applicable standards and legal requirements.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.

Escrow Assistant

Prospect Title
07.2011 - 12.2014
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Followed-up on status of releases, policies, and return of recorded documents.
  • Prepared and delivered projected HUD-1 settlement statements to lender upon request.
  • Scheduled signings and gathered required paperwork.

Loan Assistant

Central Bank
08.2006 - 07.2011
  • Monitored key dates to obtain information by deadlines.
  • Communicated with customers daily to request information and complete paperwork.
  • Maintained compliance with Fair Lending Practices, Home Mortgage Disclosure Act guidelines, Truth in Lending Act requirements and bank policies.
  • Assembled important paperwork and disclosures for borrower.
  • Cultivated productive relationships with clients, realtors, and title/escrow officers to increase profits and expand customer base.
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.

Education

Associate of Science -

UVU
Orem, UT
08-2006

Skills

  • Escrow Standards
  • Title Clearance
  • Escrow management
  • Legal requirements
  • Contracts knowledge
  • Document Preparation
  • Funds Disbursement
  • Lender relations
  • Real Estate Closing Processes

Hobbies

I have four childeren and have been married for 18 years. We enjoy camping, hiking, boating and road trips to the less traveled path 

Timeline

Escrow Officer

Cottonwood Title
03.2017 - Current

Escrow Officer

GT Title
12.2014 - 03.2017

Escrow Assistant

Prospect Title
07.2011 - 12.2014

Loan Assistant

Central Bank
08.2006 - 07.2011

Associate of Science -

UVU

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Emilie DeMarco