EMILY PICKETT
Modern Home Loans
Victoria,TX
1
Language
12
years of professional experience
Highly-motivated professional with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Work History
Mortgage Loan Officer
7 Months- Met with applicants to gather financial information, answer questions, and clearly explain loan options and terms to facilitate informed decision-making.
- Evaluate, authorize, or recommend approval of mortgage loans based on financial analysis and institutional guidelines.
- Prepare, submit, and review loan applications, ensuring all documentation is complete and accurate.
- Meet with applicants to gather financial information, answer questions, and explain loan options and terms clearly.
- Explain different types of loans, credit options, and repayment terms to help clients make informed decisions.
- Follow federal and institutional regulations, stay updated on mortgage products, and ensure adherence to underwriting criteria.
- Built relationships with real estate agents, builders, and referral sources to generate client leads and expand network.
- Assisted in processing loan closings by obtaining necessary documentation and ensuring clients understood loan terms while monitoring pipeline communication with underwriters and processors.
Underwriter II
4 Years 3 Months- Reviewed and verified loan applications and supporting documents for completeness and accuracy, ensuring compliance with underwriting standards.
- Make informed decisions to approve, modify, or deny applications based on company guidelines and regulatory requirements.
- Ensure all underwriting processes and decisions comply with federal and state laws and company lending policies.
- Review and verify loan applications and supporting documents for completeness and accuracy.
- Effectively communicate loan decisions and requirements to loan officers, agents, and applicants.
- Tracked and entered data related to approvals, denials, and application outcomes, facilitating timely decision-making and reporting.
Office Manager
5 Years 8 Months- Managed budgets to allocate financial resources efficiently across departments, supporting overall operational goals.
- Managed budgets effectively to ensure financial resources were allocated efficiently across departments.
- Scheduled meetings and coordinated logistics to maximize team collaboration and productivity.
- Supervised staff to create a positive work environment and support professional development initiatives.
- Oversaw supplies inventory to maintain optimal stock levels, minimizing operational disruptions.
Inside Sales
1 Year 6 Months- Improved product knowledge by following industry trends and innovations to better meet client needs.
- Enhanced product knowledge by staying updated on industry trends and innovations to better serve clients.
- Quoted orders and processed them from quotes to POS.
- Collaborated with account managers on project schedules, managing equipment orders, vendor coordination, and delivery tracking.
Education
Bachelor of Education - Kinesiology
Skills
Loan Underwriting
Financial Data Evaluation
Credit Analysis
Credit Risk Assessment
Regulatory Compliance
Mortgage product knowledge
Knowledge of mortgage products
Client Relationship Management
Team Collaboration
Organizational Skills
Time Management
Attention to Detail
Loan Application Processing
Data Entry
LANGUAGES
English
PERSONAL INFORMATION
Title: Mortgage Professional
Timeline
Mortgage Loan Officer
Modern Home Loans
01.2026 - CurrentRead More
Underwriter II
Autopay
09.2021 - 12.2025Read More
Office Manager
Boost Mode Racing
01.2016 - 09.2021Read More
Inside Sales
Sunsource
06.2014 - 12.2015Read More
Sam Houston State University
Bachelor of Education from Kinesiology
Read More