Kimberly Fahey
Gunnison,CO
Summary
Results-oriented professional knowledgeable about wide range of loan products and valuable understanding of the Gunnison County housing market. Professionally works with different customers and realtors to meet individual needs and maximize revenue. Analytical problem-solver tenacious in pursuing opportunities with attention to detail.
Overview
4
4
years of post-secondary education
11
11
years of professional experience
Work History
Mortgage Loan Officer
Gunnison Savings and Loan
Gunnison, CO
02.2015 - 02.2026
- Evaluated borrower applications to assess creditworthiness and financial stability.
- Guided clients through mortgage process, explaining terms and conditions clearly.
- Collaborated with real estate agents to facilitate smooth loan transactions.
- Maintained thorough knowledge of lending regulations and industry trends for compliance purposes.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Educated customers on various aspects of mortgage financing options available.
- Ensured compliance with all federal, state and local regulations related to mortgage lending.
- Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
- Prepared comprehensive loan documentation for submission to underwriting teams.
- Maintained current knowledge of secondary market trends, government programs and other available financing sources.
- Interacted with title companies, attorneys, surveyors and other third parties involved in the loan process.
- Attended industry events and seminars in order to stay abreast of changes in the mortgage banking industry.
- Kept detailed records regarding approved, denied and received loan applications.
- Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
- Reviewed appraisals to ensure accuracy and completeness prior to submission to underwriting department.
- Evaluated and approved loan applications based on established criteria.
- Developed loan contracts and explained contract terms to clients.
Education
Bachelor of Arts - Graphic Design
Western Colorado University
Gunnison, CO 08.2001 - 05.2005
Skills
- Loan underwriting
- Mortgage compliance
- Client education
- Risk assessment
- Documentation preparation
- Customer relationship management
- Problem solving
- Effective communication
- Attention to detail
- Time management
- Adaptability
- Document review
- Licensed mortgage loan originator
- Underwriting
- Loan origination
- Goal oriented
- Closing coordination
- Document analysis
- Loan management
- Data interpretation
- Data entry
- Commercial lending
- Customer service-focused
- Leadership skills
- Complex Problem-solving
Timeline
Mortgage Loan Officer
Gunnison Savings and Loan
02.2015 - 02.2026
Bachelor of Arts - Graphic Design
Western Colorado University
08.2001 - 05.2005