Enrique Miranda
Palmetto,FL
Summary
Dynamic Insurance Public Adjuster with proven expertise at Advance Claim Consultants in claims investigation and damage assessment. Skilled in policy interpretation and proficient in Xactimate for precise estimating. Bilingual communicator adept at negotiating settlements, ensuring compliance, and delivering exceptional policy holders service during catastrophic events. Committed to achieving fair resolutions for complex property damage claims.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Insurance Public Adjuster
Advance Claim Consultants
07.2006 - Current
Insurance Adjuster, Appraiser.
1. Claims Investigation & Damage Assessment
Ability to inspect property losses, document evidence, analyze causation, and determine accurate scope of repairs.
2. Policy Interpretation & Coverage Analysis
Skilled in reviewing insurance policies, endorsements, exclusions, and applying coverage provisions to determine liability.
3. Negotiation & Settlement Resolution
Experienced in communicating with policyholders, contractors, appraisers, and attorneys to reach fair and compliant settlements.
4. Xactimate & Estimating Software
Proficient in preparing detailed, line-item estimates, compiling documentation, and supporting claim valuations with industry-standard tools.
5. Written Communication & Reporting
Produces clear adjustment reports, estimates, documentation, and correspondence for claim file accuracy and compliance.
Insurance Public Adjuster
Allied Public Adjusters
02.2006 - 06.2006
· Policy Interpretation & Coverage Analysis
· Damage Inspection, Documentation & Reporting
· Bilingual: English & Spanish (if applicable)
. MSB Integra estimating software
Education
GED -
Hml
Miami, FL06-1983
Skills
Insurance Policy Interpretation (HOA, Commercial, Flood, NFIP, etc)
Damage Scope & Cost Analysis
Building Code & Compliance Knowledge
Construction & Restoration Knowledge
Estimating Software (Xactimate, Symbility,)
Photo & Evidence Documentation
Catastrophic (CAT) Event Response
Affiliations
- Florida Association of Public Insurance Adjusters (FAPIA) — Member
- Better Business Bureau (BBB) — Accredited Business (or Member, depending on your status)
Certification
- Licensed Public Adjuster — State of [State(s)]
- Water Restoration & Structural Drying Certification
- Mold Certification (Assessment/Remediation)
- ICRA Certification (Infection Control Risk Assessment)
- Xactimate Estimating Training / Proficient
Timeline
Insurance Public Adjuster
Advance Claim Consultants
07.2006 - Current
Insurance Public Adjuster
Allied Public Adjusters
02.2006 - 06.2006
GED -
Hml