Eric Garcia
Pflugerville,Texas
Summary
Experienced and goal oriented Loan Processor providing quality assistance to persons seeking loans. Adept in assisting qualified applicants with obtaining loans in a timely manner. Able to successfully analyze and evaluate loan applications. Proven track record of addressing customer needs while presenting and exploring all of their financial options. The ability to cultivate trustworthy relationships, provide assistance, and abide by all regulations and laws.
Overview
15
15
years of professional experience
Work History
Sr Loan Processor
CMG Financial
San Ramon, CA
04.2020 - 06.2022
- Exceeds Expectations employee performance review.
- Helped Loan Officer maintain repeat business.
- Maintained high percentage of purchase loan files closing in 21 days or less.
- Evaluated approvals against established bank and government lending standards.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Set up and completed loan submission packages.
- Coordinated closing process with attorneys, title companies and government clerks.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Provided quick turnaround times to maintain fast-past schedule.
- Verified credit histories, personal references and employment backgrounds for each applicant.
Sr Loan Processor/ Processor Ll
American Advisors Group
Austin, TX
11.2019 - 03.2020
- Review initial loan approval and work with borrower to gather appropriate documentation.
- Set up and completed loan submission packages.
- Ordered credit and title reports.
- Evaluated approvals against established bank and government lending standards.
- Ensure that approval falls within established lending guidelines
- Communicates with attorneys, county clerks, and title companies
- Satisfy all conditions when received from Underwriter
Loan Officer Assistant/Personal Banker
Chase Bank
Austin, TX
10.2012 - 05.2019
- Consistently ensured loan compliance with mortgage lending laws and regulations.
- Communicated with customers daily to request information and ensure completion of paperwork.
- Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.
- Monitored key dates to ensure information is obtained by deadlines.
- Assembled important paperwork and disclosures for borrower.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Communicated acceptance or rejections.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
Manager
Cici’s Pizza
Georgetown, TX
09.2011 - 09.2012
Assistant Branch Manager
First Convenience Bank
Georgetown, TX
03.2008 - 09.2011
Manager
Cici’s Pizza
Killeen, TX
03.2007 - 03.2008
Education
Business Administration
Central Texas College
Killeen, TXBusiness Management
University Phoenix
Killeen , TXSkills
- Created reports
- Processing procedures
- Financial document review
- Information Verification
- Rapid 10-key data entry
- High level of accuracy
- Compliance, banking laws and regulations
- Verbal/written communication
- Excellent time management skills
- Self-directed mindset
Timeline
Sr Loan Processor
CMG Financial
04.2020 - 06.2022
Sr Loan Processor/ Processor Ll
American Advisors Group
11.2019 - 03.2020
Loan Officer Assistant/Personal Banker
Chase Bank
10.2012 - 05.2019
Manager
Cici’s Pizza
09.2011 - 09.2012
Assistant Branch Manager
First Convenience Bank
03.2008 - 09.2011
Manager
Cici’s Pizza
03.2007 - 03.2008
Business Administration
Central Texas College
Business Management
University Phoenix
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