Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

Erin Palmer

Camas,WA

Summary

Knowledgeable, analytical, results-oriented mortgage professional with over 10+ years experience in financial industry. Manages high-volume loan documents in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.

Overview

11
11
years of professional experience

Work History

Sr Loan Processor

Crosscountry Mortgage Inc
04.2022 - 02.2023
  • Reviewed loan files for completeness, accuracy and identified missing documentation, and generated condition lists for applicants
  • Prepared and submitted documents for underwriting by verifying client income, assets, credit, collateral, and all other documentation
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Issued closing disclosures and final loan document preparation for borrower closing at Title, Escrow, Attorney or other agent offices

Sr Loan Processor & Mortgage Underwriter

LendUS, LLC
06.2012 - 04.2022
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status
  • Approved or denied loans based on established criteria and underwriting guidelines
  • Assessed and maintained compliance with privacy and security requirements, as well as federal statues covering all loans

Education

Some College (No Degree) - Business Administration

Clackamas Community College
Oregon City, OR

Some College (No Degree) - Business Administration

Portland Community College
Portland, OR

Skills

  • Financial lending Systems & Software
  • Credit Reporting & Fraud programs
  • Program & Property Guidelines
  • MS Word , Excel, Outlook
  • Application Analysis
  • Credit & Risk Management
  • High Level of Multi-Tasking
  • Exceptional Attention to Detail
  • Ability to work with strict deadlines

Timeline

Sr Loan Processor

Crosscountry Mortgage Inc
04.2022 - 02.2023

Sr Loan Processor & Mortgage Underwriter

LendUS, LLC
06.2012 - 04.2022

Some College (No Degree) - Business Administration

Clackamas Community College

Some College (No Degree) - Business Administration

Portland Community College

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Erin Palmer