Summary
Overview
Work History
Education
Skills
Websites
Additional Information
Affiliations
Hobbies and Interests
Timeline
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Rock Bailey

Roswell,GA

Summary

My overall experience includes currently as a Mortgage Loan Officer Originator I am also a full time Allstate staff property adjuster. As a loan officer I review loan applications, advise and place risks. My overall experience includes but is not limited to being a Mortgage Loan Officer and a former Insurance Agent. I have seventeen years of financial lending and nineteen years of Insurance sales and property adjusting related experience. I am adept at planning and working with clients for long periods of time and through multiple transactions. I am committed to keeping positive relationships with clients and financial contacts. Mathematically adept with well developed customer service skillsets. Loan originator and property adjuster with seventeen years of experience in residential real estate loans. Nineteen total years in personal lines Insurance products and property adjusting for multiple insurance carriers . I am licensed in nine individual states currently as an Mortgage Loan Originator as my official title. I can be found on the NMLS website as MLO#20844. Responsible for managing the entire loan progress throughout and producing loan applications from multiple lead sourcing. Multiple software loan origination programs are used in my industry. Currently responsible for claim file handing, coverage decisions and property inspections for Allstate Insurance Property Dept. Licensed in 7 states as an adjuster. I meet clients face to face and on the phone in that process. I have access to office space and hardware. I am results driven, experienced and knowledgeable about an extensive range of loan products and property adjusting questions. I have a solid work ethic and am reliable. Over the years I have developed an exceptional skill set handling people on the phone in particular. My current client base includes a wide cross section of the public including the affluent and difficult to place risks. I am seeking additional opportunities to add to existing endeavors.

Overview

10
10
years of professional experience

Work History

Property Staff Adjuster

Allstate Insurance Co
Northbrook , IL
08.2023 - Current
  • Successfully oversaw the entire process of managing and resolving property claims files.
  • Conduct onsite inspections to assess damages and developed detailed estimates with corresponding CAD drawings.
  • Manage the process of determining insurance coverage and distributing funds to claimants
  • Maintain 7 state adjusters licenses in GA, TX , LA, AL, SC, FL, NC

Mortgage Loan Originator

Mai Dba Brightpath Mortgage
Atlanta , GA
01.2015 - Current
  • Originated loans and assisted senior-level credit officers with approval of loan applications.
  • Compiled applications and paperwork and double-checked for accuracy.
  • Submitted applications to credit analysts.
  • Developed and maintained relationships with local real estate agents.
  • Maintain and create database for targeted marketing and data management.
  • Effectively managed incoming calls and fielded phone leads at our call center based in Dunwoody, GA
  • Maintain 9 states licenses as a Mortgage Loan Originator in GA , TN , VA, NC , SC , FL , MD, PA , and TX

Education

NMLS Safe W/background Checks - SAFE MLO Licensing

NMLS Education And Licensing Div
Atlanta, GA
02.2009

MLO Lic For Each Indiv State - Mortgage And Lending Laws

Individual State Required MLO
TX , GA , NC , VA , MD , PA , FL , TN , SC
02.2009

Some College (No Degree) - Engineering Core Courses

Gainsville Jr College
Gainsville GA
08.1977

Some College (No Degree) - AE Aerospace Engineering

Georgia Institute of Technology
Atlanta, GA

Skills

  • Coverage Analysis
  • Tax returns evaluation
  • Claim file management
  • Sales Development
  • Xactimate Level 1 Certification
  • Current Adjuster's license in 7 Southeastern states
  • Loan and claim File Review
  • Current Mortgage Originator licenses in 9 states
  • Loan Feasibility Assessment
  • Underwriting System (AUS) Fannie Mae Freddie Mac
  • Creditworthiness Determination
  • Financial History Analysis
  • Property Evaluation
  • Product Education
  • Problem-Solving
  • Application Review
  • Referral Network Development
  • Income Evaluation
  • Credit History Review
  • Loan File Maintenance
  • Payment Schedule Computation
  • Financial Analysis

Additional Information

  • I am a long time resident of the surrounding communities in North Atlanta and North Georgia.
  • I am familiar with the profile of the areas with have three fully equipped office locations that I can use for doing business from.
  • 1200 Ashwood Parkway Ste 200, Atlanta GA 30338 - business office
  • 3003 Vickery Trace , Roswell GA 30075 - 1st home office
  • 1070 Vista Rd , Hiawassee GA 30546 - 2nd home office
  • Auto enthusiast and currently Corvette Club member

Affiliations

  • Member, Hagerty's Driver's Club
  • Owner of many enthusiast sports car types: Triumph TR6, Jensen Healy Roadster, Ford Mustang, Pontiac GTA , Fiat Spyder, JaguarXKE , C4 Corvettes std and ZR1 , VW , Honda Si / Acura TL sport ,Toyota MR2

Hobbies and Interests

  • Corvette enthusiast
  • Cosmology
  • 20th century history
  • Aerospace and Aviation

Timeline

Property Staff Adjuster

Allstate Insurance Co
08.2023 - Current

Mortgage Loan Originator

Mai Dba Brightpath Mortgage
01.2015 - Current

NMLS Safe W/background Checks - SAFE MLO Licensing

NMLS Education And Licensing Div

MLO Lic For Each Indiv State - Mortgage And Lending Laws

Individual State Required MLO

Some College (No Degree) - Engineering Core Courses

Gainsville Jr College

Some College (No Degree) - AE Aerospace Engineering

Georgia Institute of Technology
Rock Bailey