Dedicated Finance/Insurance professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Insurance Advisor II
Liberty Mutual Group
06.2022 - Current
Evaluated business and individual customer needs and financial situations to propose individualized policy recommendations.
Utilized Sales Force Lead generation and management resources
Developed marketing strategies to promote new insurance contracts or suggest additions and changes to existing policies.
Appraised personal and real properties to determine correct levels of coverage for each policy.
Loan Officer
Mutual Of Omaha
02.2021 - 06.2022
Submitted loan applications to underwriter for verification and recommendations.
Originated, reviewed, processed, closed and administered customer loan proposals.
Recommended loan approvals and denials based on customer loan application reviews.
Maintained strict confidentiality of bank records and client information.
Reviewed and edited loan agreements to promote efficiency and accuracy.
Advised clients on mortgage, education and personal loans.
Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
In depth review and understanding of P&L ratios and federal and tax state documents.
Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Insurance Sales Agent
AAA Texas
10.2013 - 02.2021
Sought out new clients and developed client relationships through networking, direct referrals, lead databases and cold calling.
Customized existing insurance programs to suit individual client needs by analyzing specific requirements.
Recommended type and amount of coverage based on analysis of customers' circumstances using persuasive sales techniques.
Sold auto, home and other various insurance products to individuals and affinity groups within assigned territory using consultative selling techniques.
Drove team revenue totals by bringing in top sales numbers.
Determined financial needs by assessing existing coverage and aligning new products and services with long-term goals.
Education
Bachelor of Arts - Political Science And Government
St. Louis University
St. Louis MO
05.2013
Skills
Product Education
Customer Relations
Financial History Analysis
New Client Acquisition
Portfolio Management
Strategic Risk Management
P&L, 1099, Taxes and Schedule C Proficiency/Analysis
Referral Network Development
Insurance Program Analysis
Inbound/Outbound Call sales
Operational Efficiency
NMLS/P&C Licensing Requirements
Certification
Licensed NMLS - Feb 2021-Present
Licensed Property & Casualty - Oct 2013- Present
Timeline
Insurance Advisor II
Liberty Mutual Group
06.2022 - Current
Loan Officer
Mutual Of Omaha
02.2021 - 06.2022
Insurance Sales Agent
AAA Texas
10.2013 - 02.2021
Bachelor of Arts - Political Science And Government