Summary
Overview
Work History
Skills
Certification
Timeline
Generic

Fanchon Brown

Jacksonville,FL

Summary

Seeking a role as an Insurance Adjuster with over 10 years of experience in claims management and customer service. Proven expertise in handling personal lines claims, evaluating damages, and authorizing payments with proficiency in Guidewire and Xactimate. Adept at interpreting policy language, coordinating vendor assignments, and ensuring compliance with carrier guidelines

Overview

12
12
years of professional experience
1
1
Certification

Work History

Customer Support Specialist

Evolv for Florida Penn Insurance
10.2024 - 11.2024
  • Serve as first level of contact for Customer Service managing approximately 40 incoming calls and emails per day from customers
  • Take first notice of loss reports, accurately enter new loss information into claim system and route claims for assignment to adjuster.
  • Completing daily Tasks to process claim in timely manner. Made weekly Outbound calls to follow up with status / questions. Respond to emails and uploaded any attached supporting documentations to claim file for review.
  • Drafted initial inquiries contact letters, gather policy documents, order police reports and coordinate vendor assignments.
  • Managed initial customer service inquiries, efficiently processing first notice of loss reports and entering new loss information into claims system for accurate routing.
  • Post financial transactions such as salvage, subrogation and deductible recoveries into claim system.
  • Assist adjusters with SIU referrals, acknowledgement letters, Coverage Determination Calls and vendor payments.

Claims Support Specialist

W. R. Berkley
01.2024 - 08.2024
  • Served as first point of contact for policy holder's and third-party inquiries daily, providing prompt and professional support.
  • Processed 50+ First Notices of Loss (FNOL) per day, accurately entering loss data into claims system and efficiently routing cases to Adjusters.
  • Drafted and sent initial contact letters daily, gathered policy documents, ordered police reports, and coordinated vendor assignments to expedite claims processing.
  • Posted and reconciled financial transactions, including salvage, subrogation, and deductible recoveries, ensuring compliance with financial protocols.
  • Prepared acknowledgment letters, and processed vendor payments to support timely claim resolution.

Independent Desk Adjuster

Cross Country Adjusting for Westfield Insurance
03.2023 - 11.2023
  • Contacted policyholders to explain claims process, policy coverages, damages, deductibles, and supplement procedures, ensuring clarity and setting up inspections with field adjusters.
  • Researched insurance policies, reviewed reports and photos, evaluated damages, and authorized payments.
  • Reviewed claim details, coverage limits, estimates, and all associated damages.
  • Adjusted reserves as needed to accurately reflect financial exposure, ensuring proper claim valuation and risk assessment.

Independent Desk Adjuster

Pacesetter Claims Service, Inc for Citizens
10.2022 - 02.2023

Mobile Home Total Loss Unit

  • Contacted policyholders to explain claims process, policy coverages, damages, deductibles, and supplement procedures, ensuring clarity and setting up inspections with field adjusters.
  • Researched insurance policies, reviewed reports and photos, evaluated damages, and authorized payments.
  • Reviewed claim details, coverage limits, estimates, and all associated damages.
  • Conducted in-depth claims research, including direct outreach to Insures and Contractors to gather missing information and facilitate accurate claim processing.
  • Adjusted reserves as needed to accurately reflect financial exposure, ensuring proper claim valuation and risk assessment.

Claims Specialist

Liberty Mutual Insurance Company
04.2020 - 09.2022
  • Managed high volume of claims and handled 100+ customer calls daily in fast-paced, collaborative team environment.
  • Processed First Notice of Loss (FNOL) forms for auto accidents, ensuring timely and efficient claim initiation.
  • Coordinated with internal and external partners to support policyholders throughout claims process, ensuring seamless communication and resolution.
  • Researched insurance policies, reviewed reports and photos, evaluated damages, and authorized claim payments.
  • Provided empathetic customer service, conducting proactive follow-ups to confirm that policyholder needs were met, and issues were fully resolved.

Patient Care Representative

Gottlieb & Associates
09.2018 - 02.2020
  • Served as first point of contact for patient inquiries daily, assessing call purpose, prioritizing concerns, and efficiently triaging calls to appropriate departments.
  • Resolved billing inquiries by clearly explaining benefits coverage, claims status, and problem-solving processes, ensuring 95%+ customer satisfaction.
  • Investigated and resolved claim discrepancies within mandatory timeframes, maintaining full compliance with industry regulations and company policies.
  • Managed and coordinated internal and external communication among staff, patients, and providers, ensuring seamless information flow and minimizing response delays.

Claim Appeal Specialist

Parallon
01.2016 - 08.2018
  • Initiated and conducted timely verbal outreach to Insurance carriers to clarify and resolve complaints and appeals efficiently.
  • Conducted in-depth claims research, including direct outreach to providers and members, to gather missing information and facilitate accurate claim processing.
  • Facilitated resolution of open appeals per day by reviewing claim coding, product specifications, contract terms, payment agreements, fee schedules, and authorization details.
  • Arranged and negotiated repayment plans tailored to customers’ financial situations, ensuring compliance with company policies and regulatory guidelines.
  • Processed appeals and grievances ensuring proper administration of benefits and clinical policies while adhering to all regulatory requirements.

Service Advocate II

Delta Dental Insurance
09.2012 - 12.2015


  • Resolving 100+ complex inquiries daily regarding insurance claims, payments, memberships, plan benefits and policies.
  • Verified and updated provider records in real time, maintaining data accuracy by capturing new demographic details at the point of contact.
  • Improved customer satisfaction by promptly addressing inquiries and resolving issues.
  • Processes claims and re-evaluation requests.
  • Identifies the prognosis of submitted services/claims and approves/denies based on standard guidelines.
  • Returns provider’s calls to discuss denials, policies and contractual limitations.
  • Reviews and analyzes documentation related to patient complaints.
  • Prepares draft responses to internal staff pertaining to enrolled and provider grievances and appeals.
  • Requests refunds from providers.

Skills

    Guidewire Xactanalysis ISO Claim Search Xactimate MS Office: Outlook, PowerPoint, Publisher, Word, Excel

Certification

State Farm Property – Policy & Estimatic

Timeline

Customer Support Specialist

Evolv for Florida Penn Insurance
10.2024 - 11.2024

Claims Support Specialist

W. R. Berkley
01.2024 - 08.2024

Independent Desk Adjuster

Cross Country Adjusting for Westfield Insurance
03.2023 - 11.2023

Independent Desk Adjuster

Pacesetter Claims Service, Inc for Citizens
10.2022 - 02.2023

Claims Specialist

Liberty Mutual Insurance Company
04.2020 - 09.2022

Patient Care Representative

Gottlieb & Associates
09.2018 - 02.2020

Claim Appeal Specialist

Parallon
01.2016 - 08.2018

Service Advocate II

Delta Dental Insurance
09.2012 - 12.2015
Fanchon Brown