Dynamic Consumer Loan Specialist with a proven track record at Digital Federal Credit Union, excelling in credit evaluation and relationship management. Achieved significant reductions in delinquency rates through effective communication and financial counseling, enhancing customer satisfaction and retention. Committed to optimizing loan processing workflows and delivering exceptional service in high-pressure environments.
Overview
21
21
years of professional experience
Work History
Loan Specialist
Digital Federal Credit Union
Cantonment, FL
07.2022 - Current
Processed consumer loan applications, ensuring compliance with regulatory standards and internal policies.
Evaluated creditworthiness of applicants using automated underwriting systems for efficient decision-making.
Educated members on loan products, terms, and benefits to enhance customer satisfaction and retention.
Collaborated with cross-functional teams to streamline loan processing workflows and improve turnaround times.
Provided exceptional customer service, addressing inquiries and resolving issues in a timely manner.
Compiled documentation necessary to successfully fund over 400 loans per month.
Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
Worked with processing department to successfully submit and finalize applications for consumer loans.
Educated customers about Consumer loan options, benefits and restrictions.
Reduced delinquency rates through effective communication and negotiation with borrowers experiencing financial difficulties.
Processed and reviewed title documents for accuracy and compliance with regulatory standards.
Coordinated title transfers efficiently, ensuring timely completion of transactions.
Championed continuous improvement initiatives, identifying areas of opportunity and implementing effective solutions to optimize departmental performance.
Kept up-to-date with state and federal regulations to prevent errors and fraud.
Calculated and remitted state sales tax, service, and other charges.
Audited and reviewed title documents for accuracy and compliance with state and federal regulations.
Emergency Dispatch Operator
AnswerAide
Cantonment, FL
03.2021 - 09.2022
Operated multi-line phone systems to receive emergency calls and prioritize dispatch requests.
Coordinated communication between emergency responders and callers for efficient service delivery.
Maintained accurate records of dispatched units and incident details using specialized software.
Assisted in training new operators on protocols, procedures, and system navigation.
Implemented process improvements that enhanced call handling efficiency and reduced response times.
Developed quick reference guides to streamline dispatch operations and support team performance.
Enhanced caller experience during high-stress situations by remaining calm, empathetic, and professional throughout interactions.
Collaborated with various first responder agencies to ensure seamless coordination during high-pressure situations.
Warehouse Manager
Allen Turner Hyundai
Pensacola, FL
01.2020 - 03.2021
Oversaw daily warehouse operations, ensuring efficient inventory management and workflow.
Trained staff on safety protocols and operational procedures to enhance compliance.
Implemented process improvements that increased order fulfillment accuracy.
Coordinated shipping and receiving activities, optimizing transportation schedules.
Conducted periodic audits of inventory levels to ensure accuracy, identifying discrepancies for swift resolution.
Maintained a safe work environment by enforcing strict adherence to OSHA guidelines and company policies.
Kept documentation and records accurate and up-to-date with latest data to prevent errors in processing or delivery.
Boosted customer satisfaction through timely order fulfillment and accurate inventory tracking.
Emergency Dispatch Operator
Front Desk
Bellingham, WA
04.2017 - 11.2020
Monitored radio communications to ensure timely response and situational awareness for responders.
Led initiatives to refine emergency response protocols, ensuring compliance with industry standards.
Assisted in implementing new software systems designed to improve dispatch operations and overall efficiency within the department.
Reported alarm activity to subscribers' emergency contacts.
Strengthened community trust in emergency services through compassionate handling of non-emergency calls, providing helpful advice or directing callers to appropriate resources when necessary.
Proactively identified potential weaknesses in existing procedures and recommended actionable improvements, boosting overall department effectiveness.
Received recognition from supervisors for consistently maintaining a professional attitude under pressure, contributing to overall team success.
Boosted team morale and cohesiveness through active participation in training sessions and fostering a supportive work environment.
Title Specialist
Navy Federal Credit Union
Pensacola, FL
04.2005 - 02.2017
Analyzed loan applications to ensure compliance with credit union policies and regulatory requirements.
Evaluated borrower creditworthiness using advanced underwriting systems and risk assessment tools.
Educated members on loan products, terms, and processes to enhance understanding and satisfaction.
Collaborated with cross-functional teams to streamline loan processing and improve turnaround times.
Mentored junior staff on best practices for loan assessment and customer service excellence.
Processed and reviewed title documents for accuracy and compliance with regulatory standards.
Coordinated title transfers efficiently, ensuring timely completion of transactions.
Collaborated with internal departments to streamline communication regarding title-related issues.
Managed complex title issues, providing strategic solutions to mitigate risks for the organization.
Led initiatives to enhance customer service related to title inquiries, improving member satisfaction rates.
Reduced title discrepancies by proactively researching and resolving any potential issues in advance.
Conducted thorough public record searches to verify property ownership history and identify potential liens or encumbrances.
Ensured timely processing of title applications by efficiently managing a high volume of daily tasks.
Enhanced document accuracy by meticulously reviewing and verifying titles for correctness.
Maintained compliance with industry regulations by staying up-to-date on relevant laws and guidelines related to title management.
Expedited title application approvals by accurately preparing all necessary documentation for submission to appropriate agencies.
Served as liaison between internal departments, facilitating clear communication channels that supported overall operational success.
Loan Specialist at U.S. Small Business Admin - Office Of Disaster AssistanceLoan Specialist at U.S. Small Business Admin - Office Of Disaster Assistance