Francine Gomez Lacertosa
Coral Springs,FL
Summary
Knowledgeable Loan Processor bringing Over 30 years of experience in banking in various high pressured positions while meeting high standards of excellence with unquestionable integrity. Knowledgeable of FNMA,FHLMC,FHA And Va guidelines
Highly skilled in working well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer.
Overview
15
15
years of professional experience
Work History
Remote Loan Processor
Capital Partners Services
Coral Springs, FL
08.2020 - 08.2023
- Provide support to the loan officers and loan partners, review and verify borrower's income,assets,credit reports,employment history,appraisals,title work and insurance for accuracy. Run files thru automated underwriting system before submitting files to the underwriter. Work with borrowers to clear any and all conditions based on the approvals. Managed large pipelines work with different investors to ensure files close on time.
Remote Loan Processor
PrimeLending
Dallas, TX
04.2016 - 08.2020
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
- Worked with all parties to get loan approved and ready for closing.
- Managed pipelines to ensure on time closings
Home Loan Processor
Wells Fargo Home Mortgage
Weston, FL
02.2009 - 08.2016
- Verified loan applications for completeness and accuracy of information.
- Analyzed credit reports, appraisals, title reports, and other documentation to ensure compliance with lending regulations.
- Prepared and processed loan documents in accordance with state and federal laws.
- Collaborated with underwriters to resolve discrepancies on loan documents prior to closing date.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
Timeline
Remote Loan Processor
Capital Partners Services
08.2020 - 08.2023
Remote Loan Processor
PrimeLending
04.2016 - 08.2020
Home Loan Processor
Wells Fargo Home Mortgage
02.2009 - 08.2016
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