Summary
Overview
Work History
Skills
Certification
Internship
Timeline
Generic

Fuamatala Waterhouse

Commerce City,USA

Summary

Real Estate Agent and Mortgage Loan Officer with 30 years of industry experience, specializing in client education and transaction management. Proven track record in processing residential property transfers as a detail-oriented Title Clerk. Strong communication, time management, and problem-solving skills enhance efficiency in administrative and customer service roles. Experienced Mortgage Loan Originator with in-depth knowledge of loan products and underwriting guidelines, fostering successful client relationships and compliance adherence.

Overview

32
32
years of professional experience
1
1
Certification

Work History

Licensed Mortgage Loan Originator/Processor

Fortified Financial
Denver, CO
11.2017 - Current
  • Explained various loan types tailored to client situations.
  • Collaborated with underwriters to address application issues effectively.
  • Reviewed and updated loan files to comply with current standards.
  • Coordinated timely loan closings to meet home builder and borrower expectations.
  • Obtained and analyzed applicants' credit histories for loan feasibility assessments.
  • Identified proactive solutions for clients facing credit challenges.
  • Compiled accurate closing packages for drafting and presentation.
  • Established loan plans and payoffs, emphasizing cost control.

Real Estate Agent

Brokers Guild
Denver, CO
04.2004 - Current
  • Managed contracts and negotiations to finalize purchases, exceeding customer expectations.
  • Communicated with clients to assess property needs and preferences.
  • Maintained client relationships to foster repeat business and referrals.
  • Negotiated and facilitated real estate transactions to ensure successful outcomes.
  • Crafted compelling listings to highlight property features and boost sales potential.
  • Presented purchase offers to sellers for prompt consideration.

Title Examiner and Escrow Officer

T.K. Waterhouse Inc
COMMERCE CITY, COLORADO
02.2012 - 12.2023
  • Contacted agencies to complete searches, order records, and obtain documents.
  • Prepared closing disclosures, post-closing records, and disbursements.
  • Audited lien documents, identified issues, and pursued resolutions to facilitate closings.
  • Examined and verified 20-40 titles weekly for accuracy.
  • Compiled lists of mortgages, contracts, and pertinent documents regarding titles.
  • Estimated closing dates and scheduled related meetings.
  • Communicated with customers to resolve title-related issues efficiently.
  • Assisted in preparation and submission of affidavits, deeds, and records for land purchases.
  • Conducted Real Estate signings.
  • Prepared settlement statements and real estate documents.

Intern

Ronald Swan, Attorney at Law
Lakewood, Colorado
01.1993 - 05.1993

Skills

  • Loan origination and processing
  • Credit analysis and checks
  • Regulatory compliance
  • Closing coordination and document preparation
  • Title examination
  • Customer service and support
  • Negotiation techniques
  • Problem solving and conflict resolution
  • Market analysis and real estate knowledge
  • Attention to detail
  • Goal-oriented mindset
  • Underwriting principles
  • Pre-approval process and refinancing options

Certification

  • Real Estate License, 2004
  • Title Insurance Producer License, 2010
  • Mortgage Loan Originator License, 2017

Internship

1993, Attorney, Ronald Swan, Lakewood, Colorado

Timeline

Licensed Mortgage Loan Originator/Processor

Fortified Financial
11.2017 - Current

Title Examiner and Escrow Officer

T.K. Waterhouse Inc
02.2012 - 12.2023

Real Estate Agent

Brokers Guild
04.2004 - Current

Intern

Ronald Swan, Attorney at Law
01.1993 - 05.1993

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Fuamatala Waterhouse