Victoria Long
Orange,CA
Summary
Seasoned in the mortgage industry with 25 years experience in loan processing. During that time I have underwritten Conventional loans, trained branches on systems as well as on boarded retail branches. I also became licensed and started originating loans in 2008. I have worked dual roles as a processor and loan originator since then, becoming an expert at multi tasking, balancing work load of multiple files at a time, while sustaining very good customer service.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator / Loan Processor
Mountain West Financial Inc
10.2014 - Current
- Originated loans
- Provided expert financial advice on mortgage loans
- Structured loans creatively to address unique borrower situations and maximize approval chances without compromising compliance standards.
- Improved client satisfaction rates by providing timely communication and updates on loan statuses.
- Improved loan processing time by streamlining the application review process and enhancing communication with clients.
- Disclosures, CD's and final loan documents
- Handled any conditions sent from underwriting departments.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Set up and completed loan submission packages.
Mortgage Loan Officer/ Loan Processor
Guild Mortgage
01.2014 - 10.2014
- Negotiated favorable terms on behalf of clients, ensuring their long-term financial success with their mortgage loans.
- Developed strong partnerships with local real estate agents to generate consistent referral sources for mortgages.
- Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisted in structuring, processing and closing loans for our loan officers
Mortgage Loan Officer/ Loan Processor
Carrington Mortgage
10.2011 - 12.2013
- Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
- Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
- Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Assisting in structuring, processing and closing Loan Officers loans
Education
Associate of Science - Correctional Science
Mt San Antonio College
Walnut, CA05.1998
Skills
- Loan Processing
- Referral Generation
- Underwriting guidelines
- Pipeline Management
- Residential mortgage lending regulations
- Document Preparation
- Loan structuring
- Relationship selling
- Refinancing options
- Loan Origination
- Goal-Oriented
- Document analysis
- Underwriting knowledge
Certification
- National Mortgage License #322227 ( CA, CO, NV, AZ, ID, TN, OK, TX, Fl )
- CA Dept. of Real Estate #01852389
- Diamond Club 2020 & 2021
- Employee of the Quarter 2020
- Most Improved Loan Officer 2020
- Recognition for core values in Attitude 2022
Timeline
Mortgage Loan Originator / Loan Processor
Mountain West Financial Inc
10.2014 - Current
Mortgage Loan Officer/ Loan Processor
Guild Mortgage
01.2014 - 10.2014
Mortgage Loan Officer/ Loan Processor
Carrington Mortgage
10.2011 - 12.2013
Associate of Science - Correctional Science
Mt San Antonio College
- National Mortgage License #322227 ( CA, CO, NV, AZ, ID, TN, OK, TX, Fl )
- CA Dept. of Real Estate #01852389
- Diamond Club 2020 & 2021
- Employee of the Quarter 2020
- Most Improved Loan Officer 2020
- Recognition for core values in Attitude 2022
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