Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Victoria Long

Orange,CA

Summary

Seasoned in the mortgage industry with 25 years experience in loan processing. During that time I have underwritten Conventional loans, trained branches on systems as well as on boarded retail branches. I also became licensed and started originating loans in 2008. I have worked dual roles as a processor and loan originator since then, becoming an expert at multi tasking, balancing work load of multiple files at a time, while sustaining very good customer service.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Mortgage Loan Originator / Loan Processor

Mountain West Financial Inc
2014.10 - Current
  • Originated loans
  • Provided expert financial advice on mortgage loans
  • Structured loans creatively to address unique borrower situations and maximize approval chances without compromising compliance standards.
  • Improved client satisfaction rates by providing timely communication and updates on loan statuses.
  • Improved loan processing time by streamlining the application review process and enhancing communication with clients.
  • Disclosures, CD's and final loan documents
  • Handled any conditions sent from underwriting departments.
  • Coordinated closing process with attorneys, title companies, and government clerks.
  • Set up and completed loan submission packages.

Mortgage Loan Officer/ Loan Processor

Guild Mortgage
2014.01 - 2014.10
  • Negotiated favorable terms on behalf of clients, ensuring their long-term financial success with their mortgage loans.
  • Developed strong partnerships with local real estate agents to generate consistent referral sources for mortgages.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Assisted in structuring, processing and closing loans for our loan officers

Mortgage Loan Officer/ Loan Processor

Carrington Mortgage
2011.10 - 2013.12
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Assisting in structuring, processing and closing Loan Officers loans

Education

Associate of Science - Correctional Science

Mt San Antonio College
Walnut, CA
05.1998

Skills

  • Loan Processing
  • Referral Generation
  • Underwriting guidelines
  • Pipeline Management
  • Residential mortgage lending regulations
  • Document Preparation
  • Loan structuring
  • Relationship selling
  • Refinancing options
  • Loan Origination
  • Goal-Oriented
  • Document analysis
  • Underwriting knowledge

Certification

- National Mortgage License #322227 ( CA, CO, NV, AZ, ID, TN, OK, TX, Fl )

- CA Dept. of Real Estate #01852389

- Diamond Club 2020 & 2021

- Employee of the Quarter 2020

- Most Improved Loan Officer 2020

- Recognition for core values in Attitude 2022

Timeline

Mortgage Loan Originator / Loan Processor

Mountain West Financial Inc
2014.10 - Current

Mortgage Loan Officer/ Loan Processor

Guild Mortgage
2014.01 - 2014.10

Mortgage Loan Officer/ Loan Processor

Carrington Mortgage
2011.10 - 2013.12

Associate of Science - Correctional Science

Mt San Antonio College

- National Mortgage License #322227 ( CA, CO, NV, AZ, ID, TN, OK, TX, Fl )

- CA Dept. of Real Estate #01852389

- Diamond Club 2020 & 2021

- Employee of the Quarter 2020

- Most Improved Loan Officer 2020

- Recognition for core values in Attitude 2022

Victoria Long