Marianito Militante

New Waverly,TX

Summary

Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

years of professional experience

Work History

Mortgage Loan Originator /Mortgage Loan Processor

BM Magnetar Resources LLC

Factoryville, PA

01.2016 - 04.2022

Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
Communicated with originator and applicant concerning progress of loan file.
Handled any conditions sent from underwriting departments.
Set up and completed loan submission packages.
Analyzed borrower credit reports and income statements to verify accuracy.
Reviewed financial statements and contacted institutions and customers to clarify details.
Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
Set up, stored and updated customer files, department records and regulatory paperwork.
Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
Verified credit histories, personal references and employment backgrounds for each applicant.
Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.

Marketing Director

Draco Credit Consultants

Huntington Beach, CA

01.2017 - 03.2022

Built strong relationships with industry professionals and influencers.
Devised marketing plans using digital strategies, print advertising, and word of mouth tactics.
Created content and promotional materials to drive engagement and conversions.
Deployed well-coordinated campaigns, events and public relations strategies to promote brand.
Planned and executed events and marketing programs to increase qualified leads.
Continually maintained and improved company's reputation and positive image in markets served.
Captured new customers by optimizing business strategies and launching products to diversify offerings.
Conducted market analysis and research to identify trends and opportunities.

Insurance Broker

Mstar Insurance Agency

Huntington Beach, CA

03.1996 - 05.2020

Calculated quotes and educated potential clients on insurance options.
Recommended type and amount of coverage based on analysis of customers' circumstances using persuasive sales techniques.
Sold Life and Auto / Homeowners insurance policies to new and existing customers.
Strategized with clients to create customized insurance policy packages while informing clients of investment opportunities to protect assets.
Developed sales leads from direct referrals, networking and targeted marketing campaigns.
Met with prospective customers and business owners in homes, businesses and other settings.
Called potential clients to set up appointments according to mutual availability.
Developed and implemented marketing strategies to boost sales and increase customer base.
Educated clients on insurance policies and procedures.
Determined client needs and financial situations by listening and scheduling fact-finding appointments.
Negotiated with insurance underwriters to obtain better coverage and improved rates for clients.
Met with customers to provide information about available products and policies.
Worked with sales team to collaboratively reach targets, consistently meeting or exceeding personal quotas.
Created sources for continuous client referrals within community and with businesses using extensive networking skills.

Education

Associate of Applied Science - Computer And Information Sciences

ITT Technical Institute - Buena Park

Buena Park, CA

06.1991

Skills

Residential Mortgage Lending Regulations
Payment Collection
Sales Development
Sales Forecasting
Negotiation Tactics
Relationship Selling

Customer Service
Market Analysis
Financial Service Solutions
Credit File Updating
Loan Processing Coordination
Refinancing Options

Accomplishments

Top Life Sales Insurance Producer for Northwestern National, Prudential Insurance Company, Metlife Insurance Company,

Farmers Insurance Company, American General Company

and Nationwide Insurance Company and New York Life

Million Dollar Round Table

Presidents Council Qualifier

Timeline