Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

GACINTA GREEN

St Louis,MO

Summary

TO OBTAIN A CHALLENGING AND RESPONSIBLE POSITION WITH A PROGRESSIVE COMPANY OFFERING ADVANCEMENT BASED ON DEMONSTRATED ABILITY.

Overview

11
11
years of professional experience
1
1
Certification

Work History

DE/LAP Underwriter

Homestead Financial
Chesterfield, MO
04.2019 - 06.2022
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Supported review and acceptance or denial of new or renewal business.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
  • Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
  • Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
  • Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.

DE/Underwriter

US Bank Home Mortgage
St Louis, MO
06.2017 - 11.2018
  • Supported review and acceptance or denial of new or renewal business.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.

DE/Underwriter

Caliber Home Loans
Itasca, IL
04.2014 - 06.2017
  • Established and maintained positive working relationships with co-workers, staff and external contacts.
  • Examined credit, income and asset documents and reviewed title policy and appraisals.
  • Worked across underwriting authority and exception levels.
  • Conducted underwriting assessments according to multiple lender guidelines and requirements.

DE/Mortgage Underwriter

Bank Of America
St Louis, MO
08.2010 - 04.2014
  • Verified integrity of applicants' information to minimize fraud.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Applied grades to each loan application based on established criteria to keep institutional risk low.

Education

CERTIFICATE - Data Entry

YOUTH SERVICES USA
St Louis, MO
05.1989

High School Diploma -

PARKWAY NORTH/WEST COUNTY TECH
St Louis, MO
06.1983

Skills

  • Customer Feedback
  • Managing Risk
  • Government Lending
  • Property Appraisals
  • Desktop Underwriter
  • Analyzing Data
  • Customer Interaction
  • Customer Satisfaction

Accomplishments

  • ST LOUIS MO FEDERAL RESERVE BUILDING
  • DATA ENTRY AND BUSINESS OFFICE SKILLS TRAINING
  • DATE ENTRY AND BUSINESS COURSES AND ON THE JOB TRAINING FOR THE FEDERAL RESERVE
  • BUILDING
  • GRADUATED WITH A CERTIFICATE OF COMPLETION
  • Sep 1983 to
  • Jun 1987
  • PARKWAY NORTH SENIOR HIGH SCHOOL/WEST COUNTY TECHNICAL HIGH SCHOOL
  • ST LOUIS MO
  • HIGH SCHOOL DIPLOMA
  • BUSINESS COURSES AND ON-JOB TRAINING IN GRAPHIC ARTS & DATA ENTRY
  • GRADUATING WITH A

Certification

MICROSOFT WORD MICROSOFT EXCEL AWD LPS SYSTEMS FRAUD SPY WARE CREDIT REPORTING SYSTEMS DESK TOP UNDERWRITER AUS

Timeline

DE/LAP Underwriter

Homestead Financial
04.2019 - 06.2022

DE/Underwriter

US Bank Home Mortgage
06.2017 - 11.2018

DE/Underwriter

Caliber Home Loans
04.2014 - 06.2017

DE/Mortgage Underwriter

Bank Of America
08.2010 - 04.2014

CERTIFICATE - Data Entry

YOUTH SERVICES USA

High School Diploma -

PARKWAY NORTH/WEST COUNTY TECH

Similar Profiles

CREATE PROFILE
GACINTA GREEN