Gail Sims
New Caney,TX
Summary
Detail-oriented and methodical Closer successful in assembling closing documentation for mortgage loans. Work quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government-backed loans with skill and efficiency.
Talented mortgage loan closer well-versed in loan closing processes and documentation requirements. Maintain full calendar of closings and easily handle more than 100 per month. Keep paperwork organized for smooth closings.
Overview
11
11
years of professional experience
Work History
Real Estate Loan Closer
Amplify Credit Union
05.2022 - 10.2023
- Conducted thorough post-closing audits to identify areas for improvement and implement necessary changes accordingly.
- Stayed up-to-date on industry regulatory changes and best practices in order to maintain compliance at all times during loan closings.
- Demonstrated adaptability by successfully managing various loan closing tasks across both residential and commercial lending sectors.
- Reduced turnaround time for loan approvals by diligently reviewing applications and promptly addressing any discrepancies.
- Assisted in training new team members, sharing knowledge and expertise to foster a high-performing work environment.
- Ensured accuracy of closing documents by thoroughly reviewing all relevant information prior to client signing appointments.
- Worked closely with funding department to ensure prompt disbursement of funds following successful loan closings.
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
- Prepared Closing Disclosure and disclosed to buyer for signature. Balance Closing Disclosure with Title Agent, Broker and/or Loan Officer for balancing purposes.
- Developed strong relationships with title companies, real estate agents, and attorneys to facilitate seamless loan closings.
- Prepared preliminary closing disclosure and loan closing instructions for review by title companies and closing agents.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
National Closing Manager
Interlinc Mortgage Services, LLC
05.2012 - 03.2022
- Prepared registers for closing shift and assigned team member positions while maintaining high level of guest service.
- Oversaw daily cash deposits ensuring funds were accounted correctly resulting in increased accuracy.
- Maintained a clean and organized store environment, upholding company standards for cleanliness during closing procedures.
- Implemented safety measures for the store''s end-of-day operations, reducing potential risks associated with late-night activities such as cash handling or locking doors securely after closeout is completed.
- Collaborated with other department managers to address any operational issues, working together to find effective solutions.
- Managed employee performance reviews providing constructive feedback leading to higher team morale and improved performance.
- Trained new employees on proper closing procedures, setting them up for success in their roles within the organization.
- Served as first contact in escalation path to resolve questions between team members, customers and third-party vendors.
- Conducted regular audits of cash handling procedures, ensuring accuracy and compliance with company policies.
- Enhanced closing procedures by streamlining processes and implementing time-saving strategies.
- Maintained checklists of required documentation and open issues affecting closings.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Managed a high volume of loans simultaneously while maintaining strict attention to detail and organization for each file.
- Collaborated with underwriters and processors to resolve any discrepancies in loan documentation prior to closing.
- Enhanced department productivity by training new staff members on loan closing procedures and best practices.
Education
High School Diploma -
Barbara Jordan High School
Houston, TX06.1986
Skills
- Real Estate Transactions
- Deadline Management
- Document Review
- Data Collection
- Closing procedures
- Customer Service
- Problem-Solving
- Decision-Making
- Customer Communication
- Microsoft Office
- Data Entry
- Closing Documentation
- Legal Documentation
- Closing support
- Loan Disbursement
- Title Abstracts
- Mortgage Closing Scheduling
- Loan Modification
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Real Estate Loan Closer
Amplify Credit Union
05.2022 - 10.2023
National Closing Manager
Interlinc Mortgage Services, LLC
05.2012 - 03.2022
High School Diploma -
Barbara Jordan High School
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