Geraldine Kauth
mortgage closer
Sewell,NJ
Summary
Detail-oriented and methodical Closer successful in assembling closing documentation for 100 loans. Work quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government-backed loans with skill and efficiency. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
12
12
years of professional experience
Work History
Title Closer
Realtech Title
Mt Laurel NJ
10.2021 - 10.2022
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Handled as many as 80 closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Validated and audited final signed documents in accordance with state, county and investor guidelines.
- Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
- Prepared closing statements for agents closings and detailing important property information.
Mortgage Closer
Intercoastal Mortgage
Remote
09.2020 - 09.2021
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Handled as many as 100 closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Prepared closing statements for brokers and agents closings and detailing important property information.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
Mortgage Closer
Cardinal Financial
Remote
09.2019 - 09.2020
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Handled as many as [Number] closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Prepared closing statements for 120 closings and detailing important property information.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
Mortgage Closer
American Financial Resources
Remote Parsippany NJ
07.2010 - 07.2019
- Maintained checklists of required documentation and open issues affecting closings.
- Collaborated with lenders, agents and legal professionals to resolve transactional and title issues.
- Handled as many as [Number] closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Reviewed titles, insurance, and flood zone certifications to meet closing standards for each property.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Validated and audited final signed documents in accordance with state, county and investor guidelines.
- Prepared closing statements for 150 closings and detailing important property information.
- Compiled closing packages for drafting and presentation accuracy.
Education
High School Diploma -
Audubon
Audubon NJ06.1987
Skills
- Loan Closing Documentation
- Customer Loyalty
- Settlement Statements
- Closing Disclosures
- Microsoft Office
- Title Document Preparation
- Critical Thinking
- Appoint Scheduling
- Credit Applications
- Mortgage Closing Scheduling
- Regulatory Compliance Documentation
- Title Abstracts
Timeline
Title Closer
Realtech Title
10.2021 - 10.2022
Mortgage Closer
Intercoastal Mortgage
09.2020 - 09.2021
Mortgage Closer
Cardinal Financial
09.2019 - 09.2020
Mortgage Closer
American Financial Resources
07.2010 - 07.2019
High School Diploma -
Audubon