Gina Zavala Rodas
Newburgh
Summary
Detail-oriented Mortgage Loan Assistant with hands-on experience supporting loan officers in reviewing borrower documentation, organizing loan files, and communicating with clients to collect required conditions. Strong background in credit analysis and client financial review through credit consulting services. Skilled in identifying issues that may impact loan approval and ensuring files are complete prior to underwriting. Motivated to grow into a full Loan Processor role.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Mortgage Loan Assistant / Processor Support
Cardinal Advance Solutions LLC
Newburgh
10.2024 - Current
- Review borrower credit reports, income, and assets to assess loan readiness
- Collect and verify documentation including paystubs, W-2s, bank statements, and identification
- Organize and prepare loan files prior to submission to underwriting
- Assist loan officer with reviewing loan applications for accuracy and completeness
- Support pre-qualification process by reviewing credit and financial profiles
Legal Assistant / Administrative Support
Sobo & Sobo LLP
Newburgh
06.2023 - 09.2024
- Supported paralegals and attorneys with daily administrative tasks
- Managed high-volume phone calls and communicated with clients professionally
- Organized and maintained legal documents and case files
- Scheduled client appointments and coordinated meetings
- Assisted with basic drafting of documents and correspondence
- Performed scanning, copying, and general office duties
- Maintained accurate records and ensured files were properly documented
Credit Consultant
GZR Consulting
Newburgh
06.2021 - Current
- Analyze full credit reports from all three bureaus (Experian, TransUnion, Equifax)
- Identify inaccuracies, late payments, collections, and negative items impacting loan approval
- Educate clients on credit improvement strategies aligned with mortgage qualification Assist in drafting dispute and goodwill letters to improve credit profiles
- Guide clients on reducing utilization and building positive credit history
- Guide clients on reducing utilization and building positive credit history
Help clients become mortgage-ready by improving overall creditworthiness
Education
High School Diploma -
Newburgh Free Academy
Newburgh, NY06-2009
Skills
- Credit analysis
- Income & Asset Verification
- Loan File Preparation
- Communication skills
- Time Management / Pipeline Management
- Basic Compliance Knowledge (RESPA, Reg Z)
Languages
Spanish
Professional
English
Professional
Certification
- Credit Consultant Certification — Credit Consultants Association
Trained in credit report analysis, dispute procedures, and consumer credit regulations
Timeline
Mortgage Loan Assistant / Processor Support
Cardinal Advance Solutions LLC
10.2024 - Current
Legal Assistant / Administrative Support
Sobo & Sobo LLP
06.2023 - 09.2024
Credit Consultant
GZR Consulting
06.2021 - Current
High School Diploma -
Newburgh Free Academy