Grace Zurinskas
Somers Point
Summary
Dynamic Loan Operations Specialist with a proven track record at Meridian Bank, excelling in loan processing and compliance management. Adept at financial analysis and fostering client relationships, I consistently closed an average of 10-15 loans monthly, demonstrating strong negotiation skills and attention to detail in a fast-paced environment.
Overview
21
21
years of professional experience
Work History
Loan Operations Specialist
First National Bank of Absecon
Absecon
06.2025 - Current
- Processed loan applications to ensure compliance with company policies and regulations.
- Reviewed borrower documentation for accuracy and completeness.
- Managed loan disbursement processes to guarantee correct fund allocation.
- Assisted clients with inquiries regarding loan statuses and application procedures.
- Maintained accurate records in loan management system for audit purposes.
- Monitored loan status to confirm compliance with terms of agreement.
- Performed daily bank account reconciliation and prepared necessary reports.
- Collaborated with team members to originate, fund, close, service, renew, or modify loans as needed.
Mortgage Loan Originator
Meridian Bank
Northfield
05.2024 - 06.2025
- Evaluated client financial information to determine mortgage eligibility and loan options.
- Assisted clients in completing mortgage applications and gathering required documentation.
- Communicated with lenders to ensure timely processing of loan applications.
- Educated clients on available mortgage products, rates, and terms.
- Coordinated with real estate agents to facilitate seamless transactions.
- Provided ongoing support during the mortgage approval process.
- Analyzed credit reports to assess borrower risk and loan suitability.
- Maintained current knowledge of industry regulations and compliance requirements.
Sr Loan Processor
Meridian Bank
Northfield
03.2017 - 04.2024
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Assisted senior-level credit officers with complex loan applications.
- Successfully closed average of 10-15 loans per month.
- Coordinated closing process with attorneys, title companies and government clerks.
- Set up and completed loan submission packages.
- Uphold complete confidentiality of all submitted information according to release guidelines.
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Maintained compliance with privacy and security requirements, as well as federal statutes covering all loans.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Maintained strict confidentiality of bank records and client information.
- Maintained friendly and professional customer interactions.
- Submitted loan applications to underwriter for verification and recommendations.
Assistant Processing Manager
Meridian Bank
05.2021 - 11.2023
- Assist in overseeing daily operations of processing department
- Train and mentor processing staff
- Ensure compliance with company policies and procedures
Sr Loan Processor
Hancock Mortgage Partners Inc.
Northfield
08.2015 - 03.2017
- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Assisted senior-level credit officers with complex loan applications.
- Successfully closed average of 8 loans per month.
- Coordinated closing process with attorneys, title companies and government clerks.
- Set up and completed loan submission packages.
- Uphold complete confidentiality of all submitted information according to release guidelines.
- Handled any conditions sent from underwriting departments.
Sr Loan Processor
CrossCountry Mortgage Inc.
Northfield
02.2012 - 08.2015
- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Assisted senior-level credit officers with complex loan applications.
- Successfully closed average of 8 loans per month.
- Coordinated closing process with attorneys, title companies and government clerks.
- Set up and completed loan submission packages.
Real Estate Agent
Berkshire Hathaway
Northfield
05.2008 - 02.2012
- Assist clients in buying, selling, and renting properties
- Stay up-to-date on market trends and property values
- Provide excellent customer service and communication
- Negotiate contracts and terms of sales
- Work with mortgage lenders and inspectors
- Coordinate property showings and open houses
- Market properties through advertising and networking
- Maintain knowledge of local neighborhoods and amenities
- Handle paperwork and legal documents accurately
- Build relationships with clients for repeat business
Real Estate Agent
ReMax Platinum Properties
Ventnor
07.2005 - 02.2012
- Successfully closed over 50 real estate transactions
- Developed extensive knowledge of local housing market trends
- Built strong relationships with clients and other real estate professionals
- Utilized innovative marketing strategies to attract potential buyers
- Negotiated favorable deals for both buyers and sellers
- Maintained accurate and up-to-date listing information
- Participated in ongoing professional development and training opportunities
- Provided exceptional customer service throughout the buying and selling process
- Collaborated with lenders, home inspectors, and other service providers
- Consistently met or exceeded sales goals and targets
Education
Certificate - Real Estate License
A1 Real Estate School
Northfield, NJ05.2005
Incomplete Associates - Computer Science
ACCC
Mays Landing, NJ06.1989
High School -
Holy Spirit HS
Absecon, NJ06.1988
Skills
- Friendly Negotiation Skills
- Talented
- Answer Questions
- Collaborative
- Underwriting
- Maintained Compliance
- Professionalism
- Anti Money Laundering
- Dedicated
- Excellent Communication
- Knowledgeable
- Loan Processing
- Resolve Issues
- Focused
- Loan processing
- Compliance management
- Documentation review
- Financial analysis
- Risk assessment
- Customer relationship management
- Team collaboration
- Data entry accuracy
- Effective communication
- Problem solving
- Attention to detail
- Time management
- Client support
- Document review
Traits
- Communicator, I am able to effectively and respectfully communicate with superiors, colleagues, and staff.
- Ambitious, I am strongly driven to succeed.
- Accountable, I take responsibility for my actions and follow through on my promises.
- Accurate, I am exact and make sure my work is mistake-free.
Timeline
Loan Operations Specialist
First National Bank of Absecon
06.2025 - Current
Mortgage Loan Originator
Meridian Bank
05.2024 - 06.2025
Assistant Processing Manager
Meridian Bank
05.2021 - 11.2023
Sr Loan Processor
Meridian Bank
03.2017 - 04.2024
Sr Loan Processor
Hancock Mortgage Partners Inc.
08.2015 - 03.2017
Sr Loan Processor
CrossCountry Mortgage Inc.
02.2012 - 08.2015
Real Estate Agent
Berkshire Hathaway
05.2008 - 02.2012
Real Estate Agent
ReMax Platinum Properties
07.2005 - 02.2012
Certificate - Real Estate License
A1 Real Estate School
Incomplete Associates - Computer Science
ACCC
High School -
Holy Spirit HS