Great M. Lawrence
High Point,NC
Summary
· Anti-Money Laundering expert with over 8 years' experience in conducting investigation, reviewing alerts, assessing, and addressing money laundering risks.
· Meticulous Compliance Analyst well-versed in research, due diligence and investigations, documentation review, Quality Assurance.
· QC/ QA Analyst, writes /Reviews SARs and submits to FINCEN.
· Advanced knowledge of regulatory compliance with a proven track record of partnering with executives and business leaders to identify vulnerabilities and create corrective actions.
· Seasoned Compliance Officer /AML/ KYC Specialist with 8 years of experience working collaboratively with top leaders and staff to optimize adherence to policies, procedures, standards and regulations. Well-versed in comprehensive analysis of operations, process improvement recommendations and best practice introduction.
Overview
8
8
years of professional experience
Work History
Senior Compliance Manager
Barclays Bank Via EXL Services
10.2021 - 08.2023
- Managed compliance efforts, reporting and audits.
- Maintained effective working relationships with regulatory authorities, suppliers and customers.
- Developed and delivered training programs to inform new and current employees about compliance issues.
- Evaluated customer complaints, processes and all other aspects of operations to assess compliance.
- Developed and maintained compliance database, tracking all compliance activities and documents.
- Responded to employee inquiries regarding compliance regulations and procedures.
- Investigated and documented all violations of compliance regulations to determine necessary improvements.
Senior KYC Analyst
Royal Bank Of Scotland Via TTPM International
01.2019 - 06.2021
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Supported KYC processes for prospective and existing customers.
- Facilitated communication with onboarding team to gather information and onboarding documentation.
- Developed and maintained compliance database, tracking all compliance activities and documents.
- Responded to employee inquiries regarding compliance regulations and procedures.
- Validating Documentation Requirements – which entails reviewing of ultimate beneficial ownership documents, formation documents like Limited Liability Agreements, Deed of Partnership, Memorandum of Association and Articles of Association, Bye- laws, Board Resolutions, General Partner and Limited Partner Agreements, Offering memorandums, Prospectus, Statement of Additional Information, Investment Management Agreement, Sub- Advisory Agreement, Administrator Agreement, Sanctions And Embargoes Disclosures and related warranties and Representations, Wolfsburg Questionnaire, Patriot act Certification, Client activities questionnaire, client authorizations – certificate of Incumbency.
- Ongoing Due Diligence/ Enhanced Due Diligence/ EDD Dispositions : Which includes carefully examining transactions carried out over course of business relationship, monitoring customer's transactions and paying attention to intriguing facts related to customer, update data or information collected as part of identification and identity verification obligation and obligation to identify customer’s characteristics, purpose and nature of business relationship or occasional transaction.
- Performing reputational checks using media monitoring tool- DDIQ on direct shareholders and Directors and Controllers, Ultimate beneficial owners, Associated Parties, Authorized Signatories .
- Dis-positioning of Due diligence results by providing mitigation elements which includes reconciliation of individual search.
- Validating search result documents, and when pertaining to legal entities providing supplemental documentation
- Financial Crimes Risk Rating – completion of all parameters that are required to generate a risk score.
Senior AML Analyst
ABC International Bank Via TTPM International
08.2015 - 12.2020
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Partnered with fraud manager to research and investigate cases.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Maintain current knowledge of all federal and state laws and regulations, along with Bank’s policies and procedures.
- Maintain current knowledge of Bank Secrecy Act and all related anti-money laundering and OFAC regulations.
- Conduct enhanced investigations when needed on individuals and activity that are deemed possibly suspicious for any account type (Credit Card/ Savings/ certificate of Deposit/ Loan/Business and personal etc.)
- Monitor case aging and escalate as necessary.
- Implement measures to monitor effectiveness.
- Assist in bank’s compliance with OFAC, 314(a) and 314(b) (PATRIOT Act) lists and inquiries; appropriately respond to positive hits detected by Bank’s AML or OFAC software as directed.
- Assist with AML training of new joiners and current staff.
- Coordinate requests from Law Enforcement related to criminal investigations and requests related to Suspicious Activity Reporting.
- Assist with model validation and testing of Transaction Monitoring Tool, to ensure tool is following NYS DFS Regulation
- Prepare and write Suspicious Activity Reports (SARs).
- Review of Sanctions Screening alerts that are generated from Bank’s nightly scrub against sanction’s lists.
- Assist with initial risk rating and ongoing review of high-risk accounts.
- Assist with audits of regulatory compliance throughout financial institution.
- Provide support to all areas of department as directed or where assistance is required.
- Other duties as assigned.
Education
Bachelor of Science - Psychology
Caritas University
Amorji- Nike, Enugu State, Nigeria08.2015
Skills
- AML Compliance Investigation
- Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), (KYC) Know Your Customer, Research and Documentation
- Transaction Monitoring, Periodic and Alert Reviews and Alert investigation
- Detecting and analyzing potential red flags
- Reviewing and interpreting alerted manual and automated scenarios
- SAR Review / Drafting
- Financial & Regulatory Compliance - BSA/PATRIOT ACT /OFAC
- Name and Adverse Media Screening
- Familiar with Actimize, Accuity, Norkom, Google, Geographic Information Systems (GIS), Lexis Nexis and World Check, CIP and Internal tools
Reference
Available on request
Timeline
Senior Compliance Manager
Barclays Bank Via EXL Services
10.2021 - 08.2023
Senior KYC Analyst
Royal Bank Of Scotland Via TTPM International
01.2019 - 06.2021
Senior AML Analyst
ABC International Bank Via TTPM International
08.2015 - 12.2020
Bachelor of Science - Psychology
Caritas University
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