Diligent adjuster with strong background in evaluating and processing claims effectively. Successfully resolved numerous complex cases by applying deep knowledge of policy provisions and regulatory requirements. Demonstrated proficiency in negotiation and customer service, ensuring fair outcomes and client satisfaction.
Overview
13
13
years of professional experience
1
1
Certification
Work History
PIP Claims Adjuster
GEICO, Government Employees Insurance
02.2025 - Current
Managed business relationships with restoration vendors and customers
Negotiated auto and medical bills from $2500 to $300,000 which in return, lowered company cost and improved customer satisfaction
Managed new losses via inbound and outbound calls and act as a file owner to ensure first call resolution
Managed task to ensure timely follow up for pending claims
Utilized internal systems to records, track, issue payment and monitor auto insurance claims
Used Lexis Nexis to obtain ISO reports to locate unknown insureds/claimants that have been involved in accidents
Exceeded departmental goals for contacting insureds and claimants within 24 hours
Managed a high volume of around 12 claims daily while maintaining 93% and above on quality reviews
Administrative Leadership
Thoroughly explained to co-workers the steps to handle claims focusing on Bodily Injury Property Damage policies efficiently. A resource to associates by giving insight on how to work claims to completion and maneuvering proper protocol to customers. With my expertise it gave my fellow team members shortened average handle time during claim handling, fully complete tasks, and meet target goals.
Customer Service
Offered convenient options for customers to obtain service for the damages to their vehicles. Focused precisely on the well-being of the customer through empathy to decipher what needs to be completed. As a result, this gave the customer piece of mind and comfort in knowing that their vehicle will be repaired sufficiently and in a timely manner.
Liability Adjuster
First Chicago Insurance
09.2023 - 01.2025
Ran searches through TLO, Lexus Nexis, TXDOT, ISO for customer and 3rd party information
Handled claims solely for a full investigation to make liability decisions
Reviewed estimates and paid all parties accordingly
Handled special investigations that included unlisted drivers, owners and vehicles
Worked along with Underwriting to distinguish premiums for certain claims
Filed Arbitration against third party companies to recovery medical and indemnity payments
Investigated worker's injury to rule out any liability on third party property or other vendors involved
Reviewed medical bills to filter and lower costs
Litigation with attorneys on small settlements
Subrogation Adjuster
Amtrust
Dallas, TX
03.2023 - 08.2023
Filed Arbitration against third party companies to recovery medical and indemnity payments
Investigated worker's injury to rule out any liability on third party property or other vendors involved
Reviewed medical bills to filter and lower costs
Litigation with attorneys on small settlements
Catastrophic Adjuster
Progressive Insurance
Irving, TX
08.2020 - 02.2023
Negotiated invoices from $2500 to $50,000 which in return, lowered company cost and improved customer satisfaction
Managed business relationships with restoration vendors and customers
Negotiated fees and settlements with repped and non-repped customers, repair shops, and salvage
Handled high call volumes through Avaya system
Received on average 10-12 New Claim Assignments daily
Managed Power of Attorney forms and received Letters of Guarantee with lienholders to fulfill accounts with customers
Bodily Injury Adjuster
Hallmark Insurance
Plano, TX
11.2019 - 06.2020
Managed Bodily Injury and Property Damage claims under high volume in a timely fashion
Negotiated fees and settlements with repped and non-repped customers, reviewed demands
Able to identify discrepancies and services not aligned with treatment for us to compensate fairly
Ran ISO, TLO, Child Support scans
Met deadlines on timed demands and followed up on ones still in need of attorney's review
Managed transferred claims, emails, and documents from other adjusters while unavailable for further handling
Managed high call volumes through ACD system
Received on average 12-15 New Claim Assignments daily
Auto Liability / Total Loss Adjuster
Kemper / Alliance United (subsidiary of Kemper) Insurance
02.2017 - 11.2019
Handled Bodily Injury and Property Damage claims under high volume in a timely fashion
Negotiated fees and settlements with repped and non-repped customers, repair shops, and salvage
Managed to handle transferred claims, emails, and documents from other adjusters while unavailable for further handling
Handled high call volumes through ACD system
Received on average 10-12 New Claim Assignments daily
Total Loss / 1st Stage Bodily Injury Adjuster
Empower Insurance
Carrollton, TX
02.2016 - 02.2017
Handled Liability and Total Loss claims under high volume in a timely fashion
Negotiated fees and settlements with repped and non-repped customers, repair shops, and salvage
Managed transferred claims, emails, and documents from other adjusters while unavailable for further handling
Adjuster
Horace Mann Insurance
Irving, TX
01.2015 - 01.2016
Managed vehicle claims with varying degrees of complexity and severity
Reviewed and analyze coverage and apply policy conditions, provisions, exclusions and endorsements, pertinent to a variety of vehicle damage claims. Recognize and apply how jurisdictional issues impact the claim. Manage deductibles and coverage limits
Contact appropriate parties to obtain relevant facts necessary to determine coverage, causation/damages and exposure with respect to the various vehicle coverage provided
Investigates facts to establish negligence, determine liability, other sources of recovery and negotiate resolutions as appropriate. Manage fire, theft and other claims that require specialized investigation and utilization of internal and external experts in accordance with local laws
Requests the appropriate inspection type based on the details of the loss to effectively and efficiently resolve the claim. When a Total Loss is determined, authorize payment through the Total Loss representative
Auto Physical Damage / Liability Adjuster
State Farm Insurance
Richardson, TX
04.2013 - 01.2015
Consistently deliver a remarkable customer experience throughout the handling of lower complexity claims, identifying and ensuring prompt routing of claims to other functional areas.
Receive and process claim information and communicate with internal and external customers via phone and other communication channels.
Work in a team environment and manage low complexity/high volume work
Education
Bachelor's Degree - Business Marketing
Prairie View A&M University
Prairie View, TX
05-2011
Skills
Critical thinking
Claims investigation
Active listening
Highly motivated
Accomplishments
Registered an average of 5 claims per hour, exceeding company targets by 95%.
Maintained a superior quality rating of 93% in file handling from 2025 to present, exceeding the 90% department goal.
Maintained a consistent closing ratio of 90%.
Certification
Auto Adjuster License
Florida
Louisiana
Michigan
Connecticut
Delaware
New Hampshire
Oklahoma
Kentucky
South Carolina
Wyoming
Texas
Vermont
Iowa
Blue Cross First Aid
CPR Certification
Languages
English
Full Professional
Timeline
PIP Claims Adjuster
GEICO, Government Employees Insurance
02.2025 - Current
Liability Adjuster
First Chicago Insurance
09.2023 - 01.2025
Subrogation Adjuster
Amtrust
03.2023 - 08.2023
Catastrophic Adjuster
Progressive Insurance
08.2020 - 02.2023
Bodily Injury Adjuster
Hallmark Insurance
11.2019 - 06.2020
Auto Liability / Total Loss Adjuster
Kemper / Alliance United (subsidiary of Kemper) Insurance