Gregory Bieg

• Developed the Bank's existing loan review process including the implementation of a third-party loan review system.
• Reviews loans in the Bank's portfolio assessing proper risk ratings and identifying any potential credit risks present in the portfolio.
• Analyzes various aspects of each reviewed loan including underwriting, adherence to Bank Credit Policy, portfolio management, and ongoing or new credit risks.
• Collaborates with the Bank's Chief Risk Officer and Chief Credit Officer in assessing overall credit risks present in the Bank's loan portfolio.
• Reviews the Bank's Credit Policy to ensure compliance with federal and state regulation and recommend changes based on risk tolerances, changes in regulations and economic trends.
• Delivers quarterly reports to executive management and the Board of Directors, such as the Supervisory Loan-To-Value analysis and Loan Review Summary reports highlighting results of individual loan reviews.
• Assists the Chief Risk Officer in preparing the Bank's Risk Assessment report presented to the Board of Directors on a quarterly basis.
• Serves as a member of the Bank's Watch List and Asset Quality Committee and CECL Committee.
• Coordinates with federal and state regulators during Bank examinations and reviews.

Achievements: Promoted to Senior Vice President in March 2021

• Remained active in the loan approval process with an individual lending authority of up to $1,000,000.
• Assisted in creating and amending credit policy as needed.
• Managed most of the Bank's largest commercial loan workout cases, including REO properties, working closely with the bank's Chief Credit Officer and Chief Executive Officer.
• Prepared reports and analyses on a variety of asset recovery topics such as required loan loss reserves and potential charge offs.
• Managed the Bank's construction loan funding process including analyzing submitted budgets, reviewing inspection reports and approving draw requests.
• Participated in the Bank's examinations with both federal and state regulators.

Achievements: Was named Republic Bank's Employee of the Year in 2008.

• Approved commercial loans with an initial lending authority of $250,000.
• Assisted in the monitoring of the Bank's construction loan portfolio.
• Created and maintained various reports detailing active construction projects.
• Supported the Chief Credit Officer in preparing for the bank's annual examination.

• Performed analysis on the current and projected financial performance of various types of income producing properties as well as real estate development projects.
• Structured some of the Bank's largest real estate transactions.

• Made credit decisions on current and future customers using a variety of information sources.
• Performed financial statement analysis on current and prospective customers.
• Monitored any economic or financial changes in some of Canon's larger customers.

• Performed financial analysis and cash flow analysis on business clients and prospective clients.
• Responsible for identifying, selecting, developing, managing and servicing business relationships.
• Prepared and presented to higher authority or committee any loans in excess of authority.

Achievements: Selected as one of twenty employees to participate in the development and testing of a new customer profiling and database system called ProActiv. Also trained two of 28 Branch Banking and Trust regions on the ProActiv system.

• Performed financial statement analysis on potential and existing business clients.
• Ran financial statement projections based on reasonable assumptions.