Respectful loan officer with several years of hands-on experience evaluating and authorizing various loans. Dependable professional polished in assembling loan packages, initiating loan applications and analyzing loan programs to match borrower's profile. Communicative team player with in-depth knowledge of banking products and associated services.
Overview
23
23
years of professional experience
Work History
Parts Sales Specialist
O'Reilly Auto Parts
Junction City, KS
06.2024 - Current
Advise customers on product features, pricing, availability, and delivery options.
Identify customer needs, and provide appropriate solutions.
Maintain relationships with existing customers to ensure repeat business.
Generated weekly reports detailing sales figures, customer feedback and other relevant data.
Store Manager and Commercial Sales Manager
AutoZone Auto Parts
Salina, KS
03.2023 - 05.2024
Ensured compliance with safety regulations and company policies.
Developed strategies to maximize sales and profitability.
Implemented efficient systems for tracking stock movement.
Conducted daily store operations, including opening and closing procedures and cash handling.
Planned special promotions or discounts based on market trends.
Established customer service standards and monitored staff compliance.
Updated POS system with new products and promotional offers.
Created weekly work schedules for store personnel.
Commercial Sales Manager and Assistant Manager
AutoZone Auto Parts
Abilene, KS
01.2022 - 03.2023
Identified key target markets through analysis of customer demographics and preferences.
Analyzed data to identify areas of improvement in the organization's sales process.
Collaborated with marketing team to develop effective promotional campaigns.
Maintained relationships with existing clients by providing superior customer service.
Established pricing policies and negotiated contracts with vendors and customers.
Researched industry trends and competitive landscape to inform sales strategy.
Implemented innovative strategies to maximize revenue growth potential in various markets.
Generated leads through cold calling, emailing, attending trade shows, and other methods.
Parts Sales Manager and Commercial Sales Manager
AutoZone Auto Parts
Junction City, KS
10.2020 - 01.2022
Same As Above
Mortgage Loan Officer, Processor and Closer
Millennium Bank
Junction City, KS
04.2008 - 11.2018
Ensured compliance with all federal, state and local regulations related to mortgage lending.
Negotiated terms and conditions of loan agreements with borrowers.
Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
Monitored customer accounts throughout the life cycle of each loan transaction.
Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
Complied applications and paperwork and double-checked for accuracy.
Provided personalized loan options to meet clients' financial needs.
Conducted risk assessments on loan applications using predictive models.
Facilitated workshops and seminars on mortgage products and financial literacy.
Maintained up-to-date knowledge of various loan products and compliance regulations.
Monitored loan progress, ensuring timely processing and closing.
Financial Advisor
Waddell & Reed Financial Services
Manhattan, KS
06.2002 - 04.2008
Maintained accurate records of all client interactions and transactions in accordance with company policy and regulatory requirements.
Identified new business opportunities through networking events or referrals from existing clients.
Monitored client portfolios to ensure that recommended investments remain in line with their goals and objectives.
Analyzed potential investments such as stocks, bonds, mutual funds, real estate and insurance products for clients.
Conducted detailed analysis of clients' current financial situation, including risk assessment, cash flow management, and retirement planning.