Harry Walker
Mullica Hill,NJ
Summary
Results-oriented Licensed Mortgage Banker knowledgeable about wide range of loan products. Professionally works with different borrowers to meet their individual needs and goals. Analytical problem-solver tenacious in pursuing sales opportunities.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Licensed Mortgage Banker
Advisors Mortgage Group, LLC
01.2010 - 09.2023
- Developed and implemented strategies to increase customer base of loan applicants.
- Analyzed financial data, credit reports, and other documentation to assess loan eligibility.
- Reviewed loan applications for accuracy and completeness prior to submission for underwriting approval.
- Provided guidance to customers on the best type of mortgage product based on their individual needs and circumstances.
- Maintained detailed records of all client interactions, transactions, and documents related to loan origination.
- Advised borrowers on the various types of loans available, including fixed-rate mortgages, adjustable-rate mortgages, government-insured loans.
- Monitored changes in the real estate market in order to provide up-to-date information to clients regarding current interest rates and lending regulations.
- Conducted follow up calls with clients after loan closings in order to ensure satisfaction with services provided.
- Researched new products or services that could be offered by the company's mortgage division in order to remain competitive in the marketplace.
- Assisted customers with completing loan applications accurately and thoroughly while ensuring compliance with applicable laws and regulations.
- Built relationships with referral partners such as real estate agents, builders, attorneys and financial planners in order to generate more business opportunities.
- Attended continuing education classes or seminars related to mortgage banking industry trends or updates.
- Responded promptly and professionally to customer inquiries about loan options or application status.
- Facilitated smooth transitions from prequalifications through closing process by providing timely communication between all parties involved.
- Developed and maintained relationships with local real estate agents.
- Gathered client debt, credit and income information to determine loan eligibility.
- Helped clients fill out loan applications and find ideal loan options.
- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
- Educated customers regarding actions and strategies for debt repayment.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information.
- Analyzed new markets and developed referral networks to locate new loan prospects.
- Identified valuable solutions for customers with credit problems.
- Stayed abreast of lending regulations, industry trends and market rates.
Correction Officer
Camden County Jail
12.2000 - 06.2010
- Worked the floors, Commissary, Sally Port and Admissions and Master Control
- Supported successful emergency response efforts by participating in regular drills and training exercises.
- Prevented contraband introduction through diligent cell searches and visitor screenings.
- Monitored radio transmissions between staff to respond immediately to directions and emergencies.
- Effectively interacted with staff, offenders, visitors and public to maintain security within facility.
- Collaborated with fellow officers to maintain a secure and orderly environment within the correctional facility.
- Inspected condition of locks, window bars, doors and gates to prevent prisoner escapes.
- Reduced escape attempts, crimes and other hazardous activity through close observation and situational awareness.
- Provided guidance for new staff members as part of an ongoing training program aimed at enhancing overall team performance.
- Promoted a positive environment for rehabilitation with effective communication and conflict resolution skills.
- Ensured accurate record-keeping by diligently documenting incidents, medical issues, and daily activities.
- Developed a reputation for professionalism and integrity, serving as a role model for fellow officers in the performance of daily duties and adherence to ethical standards.
- Received and processed inmates into custody of institution by searching prisoners and taking charge of personal property.
- Authored incident reports for management on violations and discrepancies.
- Routinely counted inmates and in response to potential security breaches.
- Streamlined inmate processing procedures for improved efficiency during intake, transfer, and release periods.
- Performed cell checks regularly in search of contraband
- Assigned to the central Pod controlling the housing areas.
- Enhanced facility safety by conducting thorough security checks and monitoring inmate activities.
- Supervised inmates during all activities and transfers to monitor compliance and implement corrective actions.
- Reduced inmate altercations by maintaining consistent enforcement of rules and regulations.
- Prepared, processed and maintained forms, reports, logs, records, and activity journals.
- Observed and supervised inmates throughout visits, meal time, recreation, phone calls, and showers.
- Escorted inmates to and from cells, court, hospitals, and medical appointments.
- Tracked inmates through head counts, visitor logs, and scheduled activities.
- Completed intake paperwork, fingerprints, and searches.
- Booked new inmates into facility and processed inmates for release.
Education
Skills
- Certified Mortgage Planning Specialist
- Licensed Mortgage Loan Originator
- Goal-Oriented
- Loan Feasibility Assessment
- Attention to Detail
- Automated Underwriting System (AUS)
- Product Education
- Customer Relations
Certification
- Licensed Mortgage Banker
- Certified Mortgage Planning Specialist
- CPR Certification
Timeline
Licensed Mortgage Banker
Advisors Mortgage Group, LLC
01.2010 - 09.2023
Correction Officer
Camden County Jail
12.2000 - 06.2010