Summary
Overview
Work History
Education
Skills
Timeline
Generic

Heath Edgar

Brixey,MO

Summary

Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty. Organized Mortgage Loan Officer with 23 years of experience in Mortgage Lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.

Overview

13
13
years of professional experience

Work History

Senior Mortgage Loan Originator

New American Funding
07.2020 - Current
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Fielded customer complaints and provided solutions.
  • Reviewed loan files and updated to match current standards.

Mortgage Loan Originator

Fairway Independent Mortgage
12.2018 - 07.2020
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Mortgage Loan Originator

The Bank Of Edwardsville
02.2017 - 12.2018
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Mortgage Loan Originator

Midland States Bank
03.2016 - 02.2017
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Mortgage Loan Originator

First Bank
01.2015 - 02.2017
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Mortgage Loan Originator

PNC Bank
05.2010 - 01.2015
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Interviewed applicants to assess loan requirements before suggesting offers.

Education

High School Diploma -

Oakville Sr. High School
St Louis, MO
06.1985

Skills

  • Originating Home Loans
  • Residential Mortgage Applications
  • Debt Ratios
  • Loan Restructuring
  • Organizational Strengths
  • Anti Money Laundering (AML)
  • Government Lending
  • Retail Mortgages
  • Loan Product Promotion
  • Loan Portfolio Growth

Timeline

Senior Mortgage Loan Originator

New American Funding
07.2020 - Current

Mortgage Loan Originator

Fairway Independent Mortgage
12.2018 - 07.2020

Mortgage Loan Originator

The Bank Of Edwardsville
02.2017 - 12.2018

Mortgage Loan Originator

Midland States Bank
03.2016 - 02.2017

Mortgage Loan Originator

First Bank
01.2015 - 02.2017

Mortgage Loan Originator

PNC Bank
05.2010 - 01.2015

High School Diploma -

Oakville Sr. High School
Heath Edgar