Heather Schroeder
Hoover,AL
Summary
Results-driven Mortgage Loan Processor with over 31 years of experience in credit analysis and compliance. Skilled in managing loan pipelines and ensuring document accuracy, committed to optimizing processes to enhance client engagement throughout the loan lifecycle.
Overview
31
31
years of professional experience
Work History
Mortgage Loan Processor
Huntington National Bank
Hoover, AL
06.2011 - Current
- Processed conventional, FHA, VA, USDA, jumbo, and construction loans for purchases and refinances over 31 years.
- Conducted thorough income and asset analysis to ensure loan eligibility.
- Reviewed credit reports to assess borrower risk and creditworthiness.
- Reviewed mortgage applications for accuracy, streamlining processing time and enhancing workflow efficiency.
- Managed loan application pipeline, ensuring timely report submissions to meet designated turnaround times.
- Ensured compliance with banking regulations throughout all stages of the loan process.
- Submitted detailed loan packages to underwriting department for approval or denial review.
- Communicated regularly with clients, providing updates from origination through closing to improve customer experience.
Mortgage Loan Processor
Scott Mortgage Corporation
Vestavia, AL
03.1995 - 06.2011
Education
High School Diploma -
Shades Valley High School
Homewood, AL06-1993
Some College (No Degree) - Education
Jacksonville State University
Jacksonville, ALSkills
- Loan processing expertise
- Income and Asset analysis
- Self-employed income analysis
- Credit evaluation
- Desktop underwriting
- Loan Prospector
- Document review and accuracy
- Information verification
- Customer service
- Workflow optimization
- Customer relationship management
- Client engagement
- Information verification
- Proficient in Encompass
- Microsoft
- Excel
- AI Underwriting tool
Timeline
Mortgage Loan Processor
Huntington National Bank
06.2011 - Current
Mortgage Loan Processor
Scott Mortgage Corporation
03.1995 - 06.2011
High School Diploma -
Shades Valley High School
Some College (No Degree) - Education
Jacksonville State University