Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as a skilled Mortgage Underwriter. Successful in leading underwriting teams and training junior staff to handle high workloads with impeccable accuracy. Proven expertise in identifying unacceptable risks and preventing fraud.
*Please note: Job description listed under Guild Mortgage is the same for GenNEXT Funding, LLC, and Guaranteed Rate.
*Please note: Job description listed under Guild Mortgage is the same for GenNEXT Funding, LLC, and Guaranteed Rate.
• Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
• Worked with team members to communicate errors and obtain missing information for current applications.
• Mentored credit underwriters on complex loans ensuring that the loan structures were consistent with the policies.
• Closely examined property documents, including title
reports, appraisals, and property insurance that contribute to lending decision process.
• Researched and investigated suspicious information and activity using multiple internet and internal sources assisting in reduced losses.
• Monitored pipelines to track and log status of loans.
• Maintained mortgage program compliance with investor and agency guidelines such as Conventional, VA, HUD, etc.
• Experience with Encompass, DU/LP systems, FHA
Connection, VA Portal, LexisNexis, and FHA Loan Review System.
• Underwrote various loan programs such as purchases,
refinances, new construction, manufactured homes, etc.
BSA/AML/OFAC Regulations
The Barkann Family Healing Hearts Foundation
2012-07 – 2017-08
"The Barkann Family Healing Hearts Foundation provides financial aid to families who are in need, due to recent adversity or tragedy. Whether it be the sudden death or illness of a parent, the long-term illness of a child, or the loss of a home or property due to fire, flood, or disaster, we strive to help families bridge the gap until they can seek long-term stability to lessen the financial burdens due to these, or other, life-altering disasters" https://thebarkannfoundation.org/