Hank Buelow
Surprise,AZ
Summary
Dynamic Senior Banking Consultant with a proven track record at Magnifi Financial, excelling in originating consumer loans as a top 5 insurance sales performer while promoting over 300 business relationships during a 3 year branch growth objective plan. Expertise in cultivating strong, long-lasting relationships, knowledge and identification of product & service needs and software proficiency, including Microsoft programs and consumer banking platforms. Demonstrates exceptional problem-solving abilities, communication skills and learning adaptability, ensuring high levels of client satisfaction and team leadership. Confidently applying current skills and experience towards being the next loan officer at Veritas Funding.
Overview
8
8
years of professional experience
Work History
Senior Banking Consultant
Magnifi Financial
11.2020 - 05.2024
- Learned and applied functional and technical knowledge and skills of industry regulations including but not limited to underwriting practices of consumer based loans, BSA compliance & cash management, credit reporting, fraud detection & prevention, disclosures, charge offs & delinquencies, audit compliance.
- Built and fostered 300+ new and/or current business & community relationships in a growth market.
- Engaged in 90%+ of specific branches applications by obtaining personal information, requested credit, collateral types & values, DTI & LTV ratios, credit assessments, risk based analysis, quoting & selling of insurance/warranty related products, proper distribution of loan proceeds.
- Started, filled out and completed 75% of the specific branches vehicle titles including transferring of and pricing tax, title, licensing fees
- Created and tested new procedures for various banking & lending practices and scenarios
- Developed and utilized training programs to assist 5+ new and current team members
- Started, created, and completed 1/3 of specific branches consumer accounts: IRA, HSA, Certificate of Deposits, Trusts, checking & savings
- Worked with 100% of the delinquent and charged off account reports for specific branches
- Set up hundreds of ACH originations and processed majority of wires, request for transfer forms & distributions
Bartender
Granite City Food & Brewery
05.2016 - 09.2020
- Served 75+ customer volumes during special events, nights, and weekends.
- Managed cash handling duties responsibly, ensuring accurate accounting at end of each shift.
- Performed opening and closing duties, printing sales reports, setting up for incoming shift, preparing cash drawers, and taking inventory.
- Efficiently opened or closed bar according to established procedures, ensuring preparedness for each shift.
- Applied knowledge to create innovative cocktails, enhance flavor profiles and expertly pair food and drinks.
- Built relationships with 10 various vendors to manage orders and negotiate costs.
Education
Bachelor of Arts - Finance
Saint Cloud State University
Saint Cloud, MN2020
Associate of Arts - Business Management
Saint Cloud Technical College
Saint Cloud, MN04.2018
High School Diploma -
Sartell Senior High School
Sartell, MN05.2015
Skills
- Ability to Develop and Sustain Client Relationships - build trust, identify needs, achieve goals
- Knowledge and Understanding of Loan Structuring - application, underwriting, collateral evaluation, credit analysis, funding processes
- Software Proficiency - Microsoft: outlook, word, teams, note, excel, powerpoint; consumer meridian link, symitar quest, workflow & payment programs
- Knowledge and Understanding of Documentation Management and Review - financial records & credit data
- Knowledge of Banking and Underwriting Policies - procedures, regulations and compliance
- Excellent Communicator - oral and written comprehension
- Ability to Problem-Solve Effectively - conflict resolution, negotiation skills, emotional intelligence, critical thinking, sound decision making
- Knowledge and Ability to Sell Loan Insurance Products - credit life & disability insurance, GAP & Warranty protection
- Team Leadership - training & development, strategic planning, marketing, performance tracking, process improvement, accountability
- Quick & Eager Learner - taking initiative, multitasking, calm under pressure, adaptability, growth mindset
Timeline
Senior Banking Consultant
Magnifi Financial
11.2020 - 05.2024
Bartender
Granite City Food & Brewery
05.2016 - 09.2020
Bachelor of Arts - Finance
Saint Cloud State University
Associate of Arts - Business Management
Saint Cloud Technical College
High School Diploma -
Sartell Senior High School
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