Homayoon Javadi
San Diego,CA
Summary
Experienced real estate broker with over twenty years of excellent customer service and contract negotiations in residential and commercial real estate sales and leasing as well as experience in mortgage loan applications review, loan feasibility assessment, credit history review and information collection. Have worked with people of all levels of familiarity with financial literacy to make their lending process run smoothly. Informed clients of loan options and best fit based on their financial abilities and lending guidelines. Bilingual with excellent track record of explaining complex financial information in simplified terms to foster customer comprehension. Hardworking and passionate to help people achieve their financial goals and needs. Motivated to learn with strong organizational skills. Ready to secure the loan originator position and eager to contribute to the team success and achieve company's goals.
Overview
23
23
years of professional experience
2
2
Certification
Work History
Mortgage Loan Originator
Momentum Mortgage Inc.
Covina, CA
10.2021 - Current
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match with current standards.
- Explained different types of loans pertaining to client situations.
- Obtained copies of applicants' credit history and reviewed paperwork to determine feasibility of granting loans.
- Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Developed prospects for new loans by conducting 100 cold calls weekly.
Real Estate Broker
Home & Assoc. Realty
Corona, CA
01.2000 - Current
- Negotiated real estate contracts to navigate transactions between buyers and sellers.
- Compared properties possessing similar features to determine competitive market prices.
- Liaised between property owners and prospective buyers to facilitate purchase and transfer of ownership.
- Advised clients on mortgage and housing conditions to identify successful properties and promote customer satisfaction.
- Worked closely with clients to facilitate appropriate loans, inspections and credit reports.
- Established and developed real estate agency, driving recruitment and operational growth.
- Arranged for inspections and surveys of sold properties.
- Assisted clients in financial planning for purchase.
- Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
- Carried out day-day-day duties accurately and efficiently.
Education
Associate of Science - Industrial Electronics Technology
DeVry University
City Of Industry, CAHigh School Diploma -
Sacramento Charter High School
Sacramento, CASkills
- Loan Feasibility Assessment
- Credit History Review
- Customer Proposals
- Application Reviews
- Sales Development
- Creditworthiness Determination
- Credit File Updating
- Data Privacy
- Fair Housing guide lines
- Home Inspections
- Customer service
- Applicant Interviewing
- Active Listening and Learning
- Economics Understanding
Websites
Accomplishments
- Supervised team of 10 staff members.
Co-founded H & A Realty services and Felton Financial Brokerage
Affiliations
National Association of Realtors
California Association of Realtors
Nationwide Multiple Licensing & Registry System
National Association of Mortgage Brokers
California Regional MLS (CRMLS)
San Diego Association of Realtors
Certification
- Licensed Real Estate Broker since 2008.
- Mortgage Loan Origination since 2021.
Additional Information
I am a proud father of 3 good, moral, ethical young adults. I enjoy outdoor activities, working out, scuba diving and other water sports. I like to travel and get to know different cultures, customs and their ethnic foods.
I have been helping my friends, families and clients with their real estate and mortgage loan needs and goals for over 20 years and proud of my work and the results that has produced and benefited the people around me and their children.
Languages
Persian
Professional Working
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Mortgage Loan Originator
Momentum Mortgage Inc.
10.2021 - Current
Real Estate Broker
Home & Assoc. Realty
01.2000 - Current
Associate of Science - Industrial Electronics Technology
DeVry University
High School Diploma -
Sacramento Charter High School
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