Irma Chavez
Pomona,CA
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
22
22
years of professional experience
Work History
Senior Loan Closer Funder
American Financial Network
Brea, CA
01.2013 - 12.2023
- Prepared and delivered loan documents to title and escrow teams.
- Reviewed loan documents and conditions to ensure accuracy of information and compliance with regulations.
- Reviewed and corrected errors on interest, principal and closing costs.
- Created closing packages for loans in accordance with investor requirements, state laws, and client instructions.
- Maintained knowledge of current FHA and VA rules and regulations regarding loan origination and funding.
- Examined and verified information in loan application and closing documents.
- Prepared accurate funding documents for closing, ensuring all signatures were obtained in a timely manner.
- Documented waivers, exceptions or deviations from policy.
Accounts Payable Clerk
Beacon Property Management
Rancho Cucamonga, CA
08.2008 - 12.2012
- Handled high-volume invoice processing with minimal supervision.
- Processed invoices and payments in accordance with company policies and procedures.
- Prepared bank deposits by verifying and balancing receipts and sending cash and checks to banks.
- Entered data into accounting system to maintain accurate financial records.
- Assisted with month-end closing activities as needed.
- Assisted with preparing journal entries related to accounts payable transactions.
- Maintained accounts payable files and records in an organized manner.
Senior Loan Processor
Western World Financial
Rancho Cucamonga, CA
07.2001 - 06.2008
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Set up and completed loan submission packages.
- Handled any conditions sent from underwriting departments.
- Advised loan officers to comply with loan guidelines and apply best practices.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Monitored pipelines to track and log status of loans.
Education
High School Diploma -
Ganesha High School
Pomona, CA06-1998
Skills
- Application Review
- Data Collection
- Regulatory Compliance
- File Management
- Loan Disbursement
- Employment Verification
- Closing Documentation
- Data Entry
- Invoice Processing
- Bill Payment
- General Ledger Entries
- Accounts Payable
- Account Reconciliation
Languages
Spanish
Professional
References
References available upon request.
Timeline
Senior Loan Closer Funder
American Financial Network
01.2013 - 12.2023
Accounts Payable Clerk
Beacon Property Management
08.2008 - 12.2012
Senior Loan Processor
Western World Financial
07.2001 - 06.2008
High School Diploma -
Ganesha High School
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