Kimberly Smario
South Jordan,UT
Summary
I am a loyal, hard working professional that thrives in a team-oriented setting, as well as working on my own. I enjoy contributing concepts and idea for the greater good of the task at hand, as well as listening to others to learn from their perspective. I am an adaptable self starter who is efficient, extremely detail oriented and able to learn quickly. I am out going and love to make work fun!
Overview
22
22
years of professional experience
Work History
Senior Loan Closer Funder
CrossCountry Mortgage, LLC
07.2020 - Current
- Enhanced client satisfaction through meticulous review of loan documentation and ensuring compliance with regulations.
- Streamlined loan closing processes by implementing efficient workflow management, resulting in reduced processing times.
- 1 of 5 hand picked closers to join the Construction Closing team out of 200+ companywide closers.
- Trained junior team members on company Construction Policies and Procedures, promoting professional growth within the organization.
- Worked in tandem with attorney's office to prepare closing docs to follow State and Investor guidelines.
- Maintained communication with accounting department and warehouse lines to approved Builder's Budget.
- Reviewed final signed loan documents to give funding approval.
- Strong knowledge of State Housing Down Payment Assistance Programs.
Senior Closer
Fairway Independent Mortgage
11.2019 - 06.2020
- Expedited the closing process by effectively coordinating with loan officers, underwriters, and title companies.
- Reduced errors in loan documentation by meticulously reviewing loan packages for accuracy and compliance.
- Streamlined workflow for faster turnaround times by implementing efficient organizational systems and processes.
- Ensured timely closings by proactively addressing potential issues through constant communication with all parties involved.
Closing Team Lead
Graystone Mortgage, LLC
07.2015 - 08.2019
- Improved closing efficiency by streamlining processes and implementing best practices.
- Reduced errors in closing transactions through thorough review and attention to detail.
- Enhanced team productivity by providing clear guidance, setting expectations, and offering support.
- Developed a comprehensive training program for new team members, resulting in faster onboarding times and increased retention rates.
- Increased customer satisfaction with timely and accurate closings, ensuring smooth transactions.
Mortgage Closer (Branch)
SecurityNational Mortgage Company
01.2010 - 06.2015
- Improved loan closing efficiency by streamlining document preparation and verification processes.
- Enhanced customer satisfaction with timely and accurate mortgage closings, maintaining a professional demeanor throughout the process.
- Reduced errors in loan documentation by implementing thorough quality control measures.
- Reduced closing timeframes by effectively prioritizing tasks and collaborating with underwriters, processors, and title companies.
- Spearheaded training initiatives for new mortgage closers, sharing industry knowledge and best practices for successful outcomes.
Loan Funder
SecurityNational Mortgage Company
11.2001 - 12.2009
- Improved loan funding efficiency by streamlining processes and enhancing communication between departments.
- Expedited loan disbursement for satisfied clients with accurate and timely document preparation.
- Reduced closing timeframes by effectively prioritizing tasks and collaborating with underwriters, processors, and title companies.
Education
High School Diploma -
West Jordan High School
West Jordan, UT06.1995
Skills
- Loan Document Analysis
- Closing Disclosure Preparation
- Problem Solving
- Document Verification
Timeline
Senior Loan Closer Funder
CrossCountry Mortgage, LLC
07.2020 - Current
Senior Closer
Fairway Independent Mortgage
11.2019 - 06.2020
Closing Team Lead
Graystone Mortgage, LLC
07.2015 - 08.2019
Mortgage Closer (Branch)
SecurityNational Mortgage Company
01.2010 - 06.2015
Loan Funder
SecurityNational Mortgage Company
11.2001 - 12.2009
High School Diploma -
West Jordan High School