Iva Adamus
Financial Specialist
San Diego,CA
Summary
Achievement oriented, independent, and reliable self-starter professional with 15+ years of experience in finance, banking, mortgage and consumer lending. Exceptional communicator, a dedicated team player with interpersonal skills, and a strong work ethic.
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork and strong organizational skills.
Overview
16
16
years of professional experience
Work History
Loan Officer Assistant
PNC Bank
05.2017 - Current
- Collaborate with Loan Officer on numerous loan originating and loan processing duties, coordinate marketing material
- Prepared professional business correspondence on behalf of loan officer to obtain information and loan documents
- Communicate loan needs with borrowers and provide guidance throughout the loan process
- Gather all necessary information and needed documents for loan application process, verify assets and calculate income to present a complete package to underwriting
- Communicate and maintain professional relationships with real estate agents, escrow, and title companies for transaction accuracy and timely closing
- Monitor key dates to obtain information by deadlines
- Manage pipeline with 50+ loans with over $100mil in funding
Project Compliance Coordinator
OneRoof Energy, LLC
09.2015 - 12.2016
- Processed audits of Solar Lease Agreements, Power Purchase Agreements and Purchase contracts to ensure compliance with company and investor guidelines
- Processed and analyzed credit for new applicants. Evaluated client's credit risk and prepared notification to customers with their credit results and approval criteria
- Analyzed property title to ensure eligibility and reviewed all project documentation for quality assurance and partner payments
- Finalized installation process audits for work accuracy and quality assurance
Financial Service / Real Estate Specialist
San Diego County Credit Union
10.2006 - 08.2015
- Helped customers with financial needs and consultation on mortgage loans and HELOC request
- Received and processed mortgage loan and HELOC applications, data entry into a computer system, analyzed income, credit, and DTI, initiated loan pre-approval based on pre-qualification, analyzed income, credit, and DTI, initiated loan pre-approval based on pre-qualification, submitted complete loan file to underwriting for final decision, follow up with escrow, title, and realtor to ensure accuracy for timely closing
- Funded auto loans, consumer loans, and small business loans
- Analyzed initial documents from clients including tax returns, and pay stubs, reviewed loan agreements to ensure accuracy, obtained and analyzed personal financial and credit data
- Worked closely with clients to facilitate appropriate loans, inspections, and credit reports.
- Cultivated strong relationships with agents, lenders, and title companies.
Education
Some College (No Degree) - Business Finance
Accounting And Business Administration
Cuyamaca College, San DiegoSkills
- Document Audits for Quality Assurance
- Financial Coaching
- Business Development
- Customer Interaction
- Document Verification
- Loan Processing and Loan Funding Coordination
- Credit Analysis
- Mortgage Loans
- Financial Data Collection
- Consumer Loan Underwriting
- Decision-making and critical thinking
- Office Administration
- Lending Software Systems
Quote
It’s not what happens to you, but how you reach to it that matters.
Epictetus
Timeline
Loan Officer Assistant
PNC Bank
05.2017 - Current
Project Compliance Coordinator
OneRoof Energy, LLC
09.2015 - 12.2016
Financial Service / Real Estate Specialist
San Diego County Credit Union
10.2006 - 08.2015
Some College (No Degree) - Business Finance
Accounting And Business Administration
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