Summary
Overview
Work History
Education
Skills
Active Adjusters Licenses
Certification
Timeline
Generic

JACQUELINE MILLER-HILT

Quincy,FL

Summary

Talented Claims Adjuster emphasizing effective time management, cost control and mediation. Self-motivated and customer-focused. Energetic and enthusiastic insurance professional motivated to succeed in fast-paced and deadline-driven professional environment.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Property Desk Adjuster

Pacesetter Claims Service (AMFAM)
Remote, FL
07.2023 - 10.2023
  • Supplement collaboration via Xactimate
  • Desk claim handling experience with insurance carrier, including contents and additional living expenses.
  • Negotiated and settled claims according to information presented through reports, research and data verification.
  • Handling property claims involved with multiple perils.
  • Handling 1st party, multi-line claims in a variety of states.
  • Explained policy and endorsements related to casualty coverages to insureds.
  • Demonstrated customer driven solutions, services, and support to insureds.
  • Investigate causes of claims by conversing with insureds, agents, attorneys, contractors, and public adjusters.
  • Addressed customer inquiries and closed complex property claim files.
  • Interpret and determine polices, declarations, and endorsements.
  • Constantly kept all parties involved about the claim process and status of the claim.

Property Flood Field Adjuster

Colonial Claims
Dunedin, FL
04.2023 - 07.2023
  • Contacted Insured within 24 hours of assignment date.
  • Verified details with policyholders and requested additional information.
  • Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions.
  • Drafted statement of loss to summarize damages, payments and underlying policy coverage.
  • Met with insured and public adjuster to complete a full inspection of the insured home.
  • Took photos of insured's flood damages .
  • Recorded flood line at insured home.
  • Sketched home of risk via Xactimate.
  • Created estimate and final draft via Xactimate.
  • Received additional information from insured such as contents, invoices, and contracts.

Supervising Desk Adjuster(CAT)

Florida Peninsula and Edison Insurance(BSA Claims)
Fort Lauderdale, FL
10.2022 - 01.2023
  • Analyzed and audited open claims to calculate additional payments owed.
  • Explained loss coverage, assisted policyholders with itemizing damages and coordinated alternative living arrangements.
  • Paid and processed claims within designated authority level.
  • Reviewed and resolved open claims and change orders to determine entitlement for additional payment.
  • Make approval or denial decisions for over 150 claims by reviewing evidence, estimates, and photos.
  • Evaluate and process large loss claims including ALE, supplements, and contents claims.
  • Collaborate and prepare supplemental estimates via xactimate.
  • Worked catastrophe claims for Hurricane Ian.
  • Communicated with public adjusters, lawyers, and policy holders notifying status of claim.
  • Worked with the catastrophe team to investigate, negotiate, and close property claims for Hurricane Ian

Property Claims File Reviewer

BRIGHT ADJUSTERS
HOLLYWOOD , FL
01.2022 - 01.2023
  • Reviewed detailed information and reviewed the field adjuster investigations on each claim.
  • Adhered to company and insurance client's guidelines in claims processes and estimate writing.
  • Reviewed data to verify validity of claims and determined if it was ready to be reviewed by desk adjuster.
  • Obtained necessary information to complete proper evaluation of claims.
  • Reviewed Estimate, photos, and Loss summary report to make sure damages were accurate.
  • Added line items such as contents and missing damages to estimates via xactimate collaboration.
  • Requested certain documents such as wind and hail verification to confirm storm occurred.
  • Requested Itel report and ISO report for verification purposes.

Claims Representative Specialist

Arise Virtual Solutions Inc.
MIRAMAR , FL
12.2016 - 10.2022
  • Remained calm and professional in stressful circumstances and effectively diffused tense situations.
  • De-escalated problematic customer concerns, maintaining calm, friendly demeanor.
  • Informed customers about billing procedures, processed payments and provided payment option setup assistance.
  • Escalated customer concerns, issues and requirements to supervisors for immediate rectification.
  • Made outbound calls to obtain account information.
  • Answered incoming calls and emails, providing frontline customer support or assistance with product and service transactions.
  • Verified details with policyholders and requested additional information.
  • Assisted claimants, providers and clients with problems or questions regarding claims.
  • Assisted new policyholders with processing claims.
  • Processed claims for payment or forwarded to appropriate personnel for further investigation
  • Drafted statements of loss to summarize payments, underlying policy coverages and damages.

Property Claims Examiner

ALL IS WELL CONSULTANTS
Pompano Beach, FL
01.2020 - 12.2021
  • Verified claim data correctness in preparation for processing.
  • Reviewed history records to determine benefit eligibility for services.
  • Maintained comprehensive database for enrollment data, claim submission and payment information.
  • Verified policy holder data, contact number and physical address.
  • Complied with confidentiality regulations in handling customer information.
  • Verified that the policyholder had proper insurance coverage prior to creating claim.
  • Modified, updated and processed existing policies and claims to reflect changes in beneficiary, amount of coverage and type of insurance.
  • Reviewed and created supplements by collaborating via Symbility.
  • Revised estimates by collaborating via symbility.
  • Reviewed estimate, photos, and loss summary to make sure damages were correctly explained and written on the estimate.

Education

Bachelor of Arts - FINANCE

FLORIDA MEMORIAL UNIVERSITY
05.2020

Skills

  • Liability Determination
  • Critical Thinking
  • Active Listening
  • Client Interviewing
  • Settlement Negotiations
  • Conflict Resolution
  • ALE/Supplements/ Contents
  • Xactimate Specialist
  • Claims file reviewer
  • Experienced Desk adjuster
  • Claims Investigation Process
  • Large Loss Claims

Active Adjusters Licenses

  • Florida
  • Louisiana
  • New York
  • Texas
  • Arizona
  • Minnesota
  • North Carolina
  • New Mexico

Certification

  • LCPIC Certification 2022
  • NFIP Certification 2023
  • USAA Certification
  • State Farm Policy Certification
  • State Farm Estimatics Certification
  • State Farm Auto Certification
  • FEMA CERTIFICATION IS-1000
  • FEMA CERTIFICATION IS-1001
  • FEMA CERTIFICATION IS-1002
  • FEMA CERTIFICATION IS-1009
  • FEMA CERTIFICATION IS-2009A

Timeline

Property Desk Adjuster

Pacesetter Claims Service (AMFAM)
07.2023 - 10.2023

Property Flood Field Adjuster

Colonial Claims
04.2023 - 07.2023

Supervising Desk Adjuster(CAT)

Florida Peninsula and Edison Insurance(BSA Claims)
10.2022 - 01.2023

Property Claims File Reviewer

BRIGHT ADJUSTERS
01.2022 - 01.2023

Property Claims Examiner

ALL IS WELL CONSULTANTS
01.2020 - 12.2021

Claims Representative Specialist

Arise Virtual Solutions Inc.
12.2016 - 10.2022

Bachelor of Arts - FINANCE

FLORIDA MEMORIAL UNIVERSITY
  • LCPIC Certification 2022
  • NFIP Certification 2023
  • USAA Certification
  • State Farm Policy Certification
  • State Farm Estimatics Certification
  • State Farm Auto Certification
  • FEMA CERTIFICATION IS-1000
  • FEMA CERTIFICATION IS-1001
  • FEMA CERTIFICATION IS-1002
  • FEMA CERTIFICATION IS-1009
  • FEMA CERTIFICATION IS-2009A

JACQUELINE MILLER-HILT