Summary

Overview

Work History

Education

Skills

References

Accomplishments

Timeline

Jaime Hoogendyk

Laguna Niguel,CA

Summary

Highly-Knowledgeable employee with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Talented Professional with over 20 years of Mortgage business experience.

Overview

years of professional experience

Work History

Senior DE Underwriter/DPA/Conventional Underwriter- Wholesale

Genhome Mortgage Corporation

09.2023 - Current

Initial Underwrite of FHA/DPA/Conventional - Automated and Manual
Review and Update Origination System (Encompass) after Credit, Income, Collateral, Title, Assets are reviewed
Communicate Loan Approval out to Broker Partners, AE and AM’s
Re-Structure Loans (FHA/DPA/Conventional), Program Changes/Investor Re-Underwrites
Appraisal Collateral Reviews- All Appraisal forms
Complete Cash Flow Analysis for Self Employed Borrowers/Investment Properties (DE Underwriter – CHUMS ID#IB80)
Condition Reviews, CTC Reviews, Funding Condition Reviews (Review all files)

Senior Non-Agency Underwriter/DE Underwriter/VA Underwriter – Retail

JMJ Financial Group

04.2010 - 06.2022

Initial Underwrite of FHA/VA/Jumbo loan Types- Automated and Manual
Review and Update Origination System (Encompass) after Credit, Income, Assets are reviewed, Run Re-Run DU/LP
Review and Sign Off- Prior to Doc, Clear to Close and Prior to Funding Conditions
Re-Structure Loans (FHA, VA, Jumbo), Program Changes/Investor Re-Underwrites
Appraisal Collateral Reviews- All Appraisal forms
Complete Cash Flow Analysis for Self Employed Borrowers/Investment Properties
Limited Review Condo/PUD Approvals (DE Underwriter – CHUMS ID#IB80)
Jumbo Delegated Underwriter ($3 Million Wells Fargo/Amerihome/Maxex/Bayview, $2 Million Chase)
VA Loans- Complete Loan Analysis, Calculate Residual Income, Calculate Entitlement/VA Funding Fee
Non-QM Loan Qualification

Conventional Underwriter- Retail

JMJ Financial Group

04.2010 - 06.2022

Initial Underwrite of Conventional Loans
Review and Update Origination System (Encompass) after Credit, income, Assets are reviewed, Run Re-Run DU/LP
Review and Sign Off- Prior to Doc, Clear to Close and Prior to Funding Conditions
Re-Structure Loans, Program Changes/Investor Re-Underwrites
Appraisal Collateral Reviews- All Appraisal forms

Senior Processor- Retail

JMJ Financial Group

04.2010 - 06.2022

Review all new file submissions, contact Borrowers and Loan Agents for missing or incomplete items for Conventional/ FHA/ VA loans
Review and Update Origination System (Encompass) after income, Assets, and closing items are reviewed.
Run Du/LP (for FHA- order FHA case #, CAIVRS and LDP/GSA’s, for VA-Assess Veterans Eligibility and Funding Fee and Calculate Entitlement)
Contact Agents, Borrowers and Escrow for missing or additional items.
Package loan for Underwriting, making notes on potential problems
Review all PTD conditions (or denials) and retrieve missing items
Order Appraisal thru VA website or for FHA log appraisal into FHA Connection
Get Loans prepared for loan docs, review Lock and complete doc order
Work on additional PTF conditions until loan funds

Senior Processor

Prospect Mortgage LLC

07.2009 - 04.2010

Processor, Compliance Manager

Fixed Rate Holdings Inc.

04.2007 - 07.2009

Branch Division Sales Coordinator/ Account Manager, Purchasing/ Shipping Manager, Account Manager- Retail, Senior Funder/ Asst. Funding Manager, Junior Funder, Asst. Shipper

Bridge Capital Corporation

02.2002 - 04.2007

Education

BSA and AML: Essentials -

01.2023

Cybersecurity: Phishing and Social Engineering -

01.2023

Fair Lending: Comprehensive -

01.2023

USDA SFHGLP Overview 101 -

01.2023

Encompass Persona Based Training: Underwriter -

01.2022

VA Credit Standards Loan Guaranteed Credit Standards Module -

01.2022

ICE Mortgage Technology Courses: Fundamentals of Mortgage Lending, Implementing the Anti-Money Laundering Rules of the Bank Secrecy Act, and Recognizing the Impact of the SAFE Act of 2008 -

01.2022

Ellie Mae Education Course: Privacy in Mortgage Lending -

01.2021

Ellie Mae Education Course: The New URLA: What’s Different -

01.2020

Ellie Mae Education Courses: Regulatory Compliance for Mortgage Lenders, FACT Act: Getting to Know the Red Flags Rule -

01.2019

Ellie Mae Education Courses: Processing and Underwriting Credit, Implementing the Anti-Money Laundering Rules of BSA, Fair Lending- Lender Responsibilities, Ethical Practices in Mortgage Lending -

01.2018

Big Bear High School- Graduated with Diploma -

01.2001

Academy of Radio Broadcasting- Major Broadcasting- Graduated with Diploma -

Skills

Complete Working knowledge of Entire Mortgage Flow
FHA/VA/Conventional Underwriting Expertise
Problem Solving/Solution Based mentality

Excellent Customer Service Skills
Multi-Tasker

References

References available upon request

Accomplishments

AmerihomeMaxex

October 2023 Genhome Mortgage Corporation Core Value Champion

Timeline

Senior DE Underwriter/DPA/Conventional Underwriter- Wholesale

Genhome Mortgage Corporation

09.2023 - Current

Senior Non-Agency Underwriter/DE Underwriter/VA Underwriter – Retail

JMJ Financial Group

04.2010 - 06.2022

Conventional Underwriter- Retail

JMJ Financial Group

04.2010 - 06.2022

Senior Processor- Retail

JMJ Financial Group

04.2010 - 06.2022

Senior Processor

Prospect Mortgage LLC

07.2009 - 04.2010

Processor, Compliance Manager

Fixed Rate Holdings Inc.

04.2007 - 07.2009

Branch Division Sales Coordinator/ Account Manager, Purchasing/ Shipping Manager, Account Manager- Retail, Senior Funder/ Asst. Funding Manager, Junior Funder, Asst. Shipper

Bridge Capital Corporation

02.2002 - 04.2007

BSA and AML: Essentials -

Cybersecurity: Phishing and Social Engineering -

Fair Lending: Comprehensive -

USDA SFHGLP Overview 101 -

Encompass Persona Based Training: Underwriter -

VA Credit Standards Loan Guaranteed Credit Standards Module -

ICE Mortgage Technology Courses: Fundamentals of Mortgage Lending, Implementing the Anti-Money Laundering Rules of the Bank Secrecy Act, and Recognizing the Impact of the SAFE Act of 2008 -

Ellie Mae Education Course: Privacy in Mortgage Lending -

Ellie Mae Education Course: The New URLA: What’s Different -

Ellie Mae Education Courses: Regulatory Compliance for Mortgage Lenders, FACT Act: Getting to Know the Red Flags Rule -

Ellie Mae Education Courses: Processing and Underwriting Credit, Implementing the Anti-Money Laundering Rules of BSA, Fair Lending- Lender Responsibilities, Ethical Practices in Mortgage Lending -

Summary

Overview

Work History

Senior DE Underwriter/DPA/Conventional Underwriter- Wholesale

Senior Non-Agency Underwriter/DE Underwriter/VA Underwriter – Retail

Conventional Underwriter- Retail

Senior Processor- Retail

Senior Processor

Processor, Compliance Manager

Branch Division Sales Coordinator/ Account Manager, Purchasing/ Shipping Manager, Account Manager- Retail, Senior Funder/ Asst. Funding Manager, Junior Funder, Asst. Shipper

Education

BSA and AML: Essentials -

Cybersecurity: Phishing and Social Engineering -

Fair Lending: Comprehensive -

USDA SFHGLP Overview 101 -

Encompass Persona Based Training: Underwriter -

VA Credit Standards Loan Guaranteed Credit Standards Module -

ICE Mortgage Technology Courses: Fundamentals of Mortgage Lending, Implementing the Anti-Money Laundering Rules of the Bank Secrecy Act, and Recognizing the Impact of the SAFE Act of 2008 -

Ellie Mae Education Course: Privacy in Mortgage Lending -

Ellie Mae Education Course: The New URLA: What’s Different -

Ellie Mae Education Courses: Regulatory Compliance for Mortgage Lenders, FACT Act: Getting to Know the Red Flags Rule -

Ellie Mae Education Courses: Processing and Underwriting Credit, Implementing the Anti-Money Laundering Rules of BSA, Fair Lending- Lender Responsibilities, Ethical Practices in Mortgage Lending -

Big Bear High School- Graduated with Diploma -

Academy of Radio Broadcasting- Major Broadcasting- Graduated with Diploma -

Skills

References

Accomplishments

Timeline

Senior DE Underwriter/DPA/Conventional Underwriter- Wholesale

Senior Non-Agency Underwriter/DE Underwriter/VA Underwriter – Retail

Conventional Underwriter- Retail

Senior Processor- Retail

Senior Processor

Processor, Compliance Manager

Branch Division Sales Coordinator/ Account Manager, Purchasing/ Shipping Manager, Account Manager- Retail, Senior Funder/ Asst. Funding Manager, Junior Funder, Asst. Shipper

BSA and AML: Essentials -

Cybersecurity: Phishing and Social Engineering -

Fair Lending: Comprehensive -

USDA SFHGLP Overview 101 -

Encompass Persona Based Training: Underwriter -

VA Credit Standards Loan Guaranteed Credit Standards Module -

ICE Mortgage Technology Courses: Fundamentals of Mortgage Lending, Implementing the Anti-Money Laundering Rules of the Bank Secrecy Act, and Recognizing the Impact of the SAFE Act of 2008 -

Ellie Mae Education Course: Privacy in Mortgage Lending -

Ellie Mae Education Course: The New URLA: What’s Different -

Ellie Mae Education Courses: Regulatory Compliance for Mortgage Lenders, FACT Act: Getting to Know the Red Flags Rule -

Ellie Mae Education Courses: Processing and Underwriting Credit, Implementing the Anti-Money Laundering Rules of BSA, Fair Lending- Lender Responsibilities, Ethical Practices in Mortgage Lending -

Big Bear High School- Graduated with Diploma -

Academy of Radio Broadcasting- Major Broadcasting- Graduated with Diploma -

Similar Profiles

Tara BakerTara Baker

Tara BakerTara Baker

Ronanda HendersonRonanda Henderson