James Claus
Farmers Branch,TX
Summary
Results-driven Credit Manager with expertise in credit policies, financial analysis, and risk assessment. Proven ability to streamline processes and enhance loan approvals, contributing to efficient lending operations.
Overview
20
20
years of professional experience
Work History
Credit Manager
TIB, N.A (The Independent Bankers Bank)
Dallas, TX
08.2006 - 02.2026
- Developed credit policies to mitigate risk and enhance loan approval processes.
- Analyzed financial statements and credit reports to assess borrower risk profiles.
- Collaborated with lending teams to evaluate loan applications and ensure compliance.
- Streamlined credit review procedures, reducing turnaround time for approvals.
- Managed credit risk assessments to ensure compliance with regulatory standards.
- Mentored junior analysts, fostering professional growth and enhancing team performance.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
Education
BBA - Management
Baylor University
Waco, TXGeneral Banking - Banking And Credit
Southwest Graduate School of Banking
Dallas, TX06-2019
Skills
- Credit reports
- Research and due diligence
- Application review
- Policy development
- Client relationship management
- Strategic planning
- Mentoring and training
Timeline
Credit Manager
TIB, N.A (The Independent Bankers Bank)
08.2006 - 02.2026
BBA - Management
Baylor University
General Banking - Banking And Credit
Southwest Graduate School of Banking