James Rice
Milan
Summary
Accomplished professional with substantial experience in the banking and finance industry. Proven ability to develop relationships with customers. Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm.
Overview
14
14
years of professional experience
Work History
Mortgage Officer
Croghan Colonial Bank
03.2023 - Current
- Enhanced customer retention rates by proactively reaching out to past clients for annual mortgage reviews and offering assistance with refinancing if warranted.
- Optimized marketing efforts by participating in local community events, promoting available mortgage products and services to prospective clients.
- Minimized risk exposure for the organization by carefully adhering to established lending policies and procedures while evaluating potential borrowers'' creditworthiness.
- Expedited loan closing times through effective communication and coordination with title companies, appraisers, and attorneys.
Mortgage Loan Officer
PNC
01.2017 - 03.2023
- Conducted risk assessment of loan applications and provided recommendations.
- Used consultative selling techniques to advise clients on mortgage loan options and other financial products.
- Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Developed new and expanded internal and external referral sources to grow mortgage business.
- Met with borrowers to educate on loan process and obtain information for loan applications.
Mortgage Loan Officer
Key Bank
02.2011 - 01.2016
- Conducted risk assessment of loan applications and provided recommendations.
- Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Built relationships with real estate agents, businesses, and other referral sources.
- Explained to borrowers different types of loans and credit options available and terms of services.
Education
Bachelor of Science (B.S.) - Finance
Indiana University of Pennsylvania
Indiana, PA04.1998
Skills
- Sales Development
- Mortgage Loan Origination
- Credit Check Knowledge
- Application Tracking
- Client Interviews
- Loan Product Promotion
- Mortgage Plan Advising
- Sales development
Timeline
Mortgage Officer
Croghan Colonial Bank
03.2023 - Current
Mortgage Loan Officer
PNC
01.2017 - 03.2023
Mortgage Loan Officer
Key Bank
02.2011 - 01.2016
Bachelor of Science (B.S.) - Finance
Indiana University of Pennsylvania
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